Putnam Homes with Private Water

Putnam Homes with Private Water

Welcome to Putnam County, New York, a hidden gem nestled in the heart of the Hudson Valley. Known for its stunning landscapes, charming small towns, and rich history, Putnam County offers a perfect blend of natural beauty and suburban comfort. With its rolling hills, pristine lakes, and lush forests, this area is ideal for outdoor enthusiasts and those seeking a peaceful retreat from the hustle and bustle of city life.

One of the unique features of Putnam County is the availability of homes with private water sources. Imagine waking up to the serene sounds of nature, knowing that you have your very own water supply right at your doorstep. These homes are not only environmentally friendly but also provide a sense of independence and self-sufficiency that many homeowners desire. Whether you’re looking for a cozy cottage by the lake or a spacious family home surrounded by woods, Putnam County has a diverse range of properties to suit every taste and lifestyle.

The community here is warm and welcoming, with a rich tapestry of cultural events, farmers' markets, and local festivals that celebrate the area's heritage. Residents enjoy access to top-notch schools, vibrant dining options, and plenty of recreational activities, from hiking and fishing to kayaking and cycling.

Putnam County is more than just a place to live; it’s a lifestyle choice. Embrace the tranquility and charm of this extraordinary county, where your dream home awaits, complete with the luxury of private water. Come explore the possibilities and discover why so many are choosing to call Putnam County home.

Newest Putnam Homes with Private Water

$500,000
2 Beds ⋅ 2 Baths ⋅ 1046939 MLS
Welcome to 48 Dunderberg Road, an beautifully maintained home offering a flexible layout, inviting outdoor spaces, and exceptional pride of ownership throughout. Both bedrooms and a full bathroom with radiant heat all conveniently located on the main level, providing the ease and practicality of one-level bedroom living. Upstairs, a large beautiful, light-filled living loft provides versatile additional space for a family room, home office, creative studio, or private retreat. Step directly from the loft onto a private second-floor terrace an ideal spot for morning coffee or relaxing outdoors. A patio surrounded by thoughtfully landscaped terraced gardens creates a peaceful setting for entertaining and unwinding. Ample level parking is conveniently located immediately beside the home’s entrance. Additional highlights include central air conditioning, supplemental heat pump system, individually controlled heat zones and a propane gas stove. This distinctive Putnam Valley home combines meticulous upkeep, flexible living space, convenient main-level bedrooms, and beautifully designed outdoor areas all just a stone's throw from Lake Oscawana.

48 Dunderberg Road, Putnam Valley
$495,000
2 Beds ⋅ 2 Baths ⋅ 1045648 MLS
Welcome to 24 Lake Trail, an inviting ranch in the Hill and Dale Country Club community offering a great opportunity for a starter home, downsizer, or anyone looking for a comfortable place to make their own. The home features a spacious kitchen with stainless steel appliances, a finished lower level offering valuable flexible living space, a one-car garage, and a backyard patio perfect for relaxing or entertaining. One of the highlights of living here is access to Hill and Dale’s community amenities, including the pond and beach, park, playground, basketball court, and tennis court. The annual association fee also includes road maintenance, snow plowing, and trash collection. A welcoming home with flexible living space, outdoor enjoyment, and a true sense of community, ready for its next chapter.

24 Lake Trail, Carmel
$649,000
3 Beds ⋅ 2 Baths ⋅ 1035157 MLS
Exceptional Home, Exceptional Location! Welcome to this charming 3-bedroom, 1.5-bath Center Hall Colonial, beautifully situated on a quiet dead-end street in desirable Mahopac. From the inviting front porch to the private rear patio, this well-maintained home offers a wonderful blend of classic Colonial charm and comfortable modern living. The open-concept layout creates an easy flow for everyday living and entertaining, while hardwood floors throughout add warmth and timeless appeal. The exceptionally large kitchen is truly the heart of the home, featuring beautiful solid cherry cabinetry, granite countertops, stainless-steel appliances, and a double oven—providing plenty of space for cooking and gathering. The spacious primary bedroom offers a versatile dressing area or nursery nook, allowing the room to adapt beautifully to your lifestyle. The finished basement family room provides additional living and recreation space. Outside, enjoy your own private patio, perfect for relaxing or entertaining. Numerous important improvements provide exceptional peace of mind, including new windows (2018), a new roof installed down to the studs and new gutters (2019), new garage doors and openers (2019), a new furnace (2021), a new radon mitigation system (2022), a new water softener and reverse-osmosis filtration system (2023), a professionally cleaned septic system in good condition (2026), and a brand-new driveway (2026). The home is also wired for a generator, and the generator is included in the purchase. Ideally located just 4 miles to the Taconic State Parkway, 6.7 miles to the Croton Falls Train Station, and approximately one hour to New York City, this is an exceptional opportunity to enjoy the tranquility of a private residential setting while remaining conveniently connected to the city and surrounding communities. The 2025 school tax STAR benefit was $861.58, with the eligible refund issued by New York State. With its inviting character, thoughtful layout, private outdoor space, and extensive list of updates, 2 Foxey Lane is a home you will be proud to call your own.

2 Foxey Lane, Mahopac
$425,000
2 Beds ⋅ 3 Baths ⋅ 1046108 MLS
Welcome to 103 Kensington Court, a beautifully appointed townhome in the highly sought-after Fieldstone Pond community. Offering the ideal blend of comfort, convenience, and resort-style living, this spacious 2-bedroom, 2.5-bath home features thoughtfully designed living spaces across three levels. The main level offers an inviting layout with seamless access to a private back deck, creating an effortless extension of the living space and a wonderful setting for morning coffee, al fresco dining, or relaxing outdoors. Upstairs, two well-proportioned bedrooms provide comfortable private retreats, with the convenience of a washer and dryer located on the same level. The finished walk-out lower level adds valuable flexible living space and features a full bathroom, making it ideal for a home office, recreation room, guest area, or additional lounge space. Life at Fieldstone Pond feels like a private retreat, with an impressive collection of community amenities including a swimming pool, tennis and basketball courts, playground, clubhouse, and a dedicated car wash area. Beyond the community, the location provides easy access to shopping, schools, dining, and major highways, making commuting and everyday errands exceptionally convenient. A wonderful opportunity to enjoy turnkey townhome living in one of the area's most desirable communities.

103 Kensington Court, Brewster
$400,000
3 Beds ⋅ 2 Baths ⋅ 1045105 MLS
3-bedroom, 2-bath contemporary home offering approximately 2,287 sq. ft. of living space on .41 acres. Property is in need of updating and repairs and is being sold as-is. Great opportunity for a buyer looking to renovate and add value. Short sale; all terms and conditions are subject to lender/third-party approval.

85 Northview Drive, Mahopac
$489,000
2 Beds ⋅ 3 Baths ⋅ 1043941 MLS
Welcome to 10 Jay Court, a charming Cape Cod-style and beautifully maintained home nestled on a quiet residential setting. This inviting home offers a flexible layout with comfortable living spaces, generous storage, and finished lower-level space that adds tremendous versatility. Enjoy the lifestyle of the Lake Carmel community with included lake privileges! The main level features a welcoming living room with rich, natural hardwood floors, a wood burning stove set within a rustic stone surround and two large double-hung windows allowing for abundant natural light. The dining room nearby offers a lovely picture window, hardwood flooring and wood framed French doors leading to a large 14x22 deck; making it ideal for everyday dining and entertaining. A functional kitchen flows seamlessly into the dining area with warm wood cabinetry, tile flooring and ample countertop space. Adjacent to the kitchen, the main level also features a convenient half bath. The upper level offers two comfortable rooms, a walk-in closet, a full bathroom, along with a spacious hall walk-in storage closet featuring washer/dryer hookup, providing convenient laundry options and excellent storage. The upstairs hallway features pull-down attic stairs for easy access to additional storage. The finished walk-out lower level expands the home's living potential with tile flooring throughout and a dedicated laundry area thoughtfully concealed behind louvered French doors. The lower level offers ample flexible space, including a family room, entertainment/recreation area, and potential office space, along with a spacious full bathroom featuring custom built-in storage cabinetry. Walk-out access provides added convenience and natural connection to the outdoors. Additional features include central air conditioning and mini wall units, as well as oil-fired heating with the boiler and oil tank neatly enclosed within the basement area. This home is also equipped with a central vacuum system for added convenience. Outside, a generously sized storage shed provides additional space for tools, equipment, and seasonal items. With its distinctive Cape Cod character, flexible finished space, multiple storage areas, outdoor living potential, and convenient location; this home offers a wonderful opportunity to create a space that fits your lifestyle. Come see all that 10 Jay Ct. has to offer!

10 Jay Court, Carmel
$1,900,000
3 Beds ⋅ 3 Baths ⋅ 1037280 MLS
Prime 98 Acres Estate in the Forest Discover an uncommon 98-acres rolling hills residential property one hour from NYC with untouched woodlands and serene NYC reservoirs. Conveniently located near major highways, commuter rail and daily amenities. This property offers unmatched privacy, security, seclusion and convenience. The property could be subdivided upon approval and is suitable for a variety of activities, including private retreats, farming, hunting, fishing, private equestrian facilities, greenhouse, or just simply peacefulness without any disturbance. Main structure and garage are both steel I-beams and reinforced concrete construction featuring an open floor plan. It includes three bedrooms, four hallways, a modern kitchen, 3 bathrooms, a library, an expandable attic, and a full basement; super insulated and thermal efficient design. Included with this property are: excavator, skid steer, plow dump truck, generator, compressor, welder, hand tools and unlimited wood resource.

118 Scenic Ridge Drive, Brewster
$1,150,000
4 Beds ⋅ 3 Baths ⋅ 1043322 MLS
Welcome to this recently updated single-family home offering comfort, style, and modern amenities in the beautiful Hudson Valley community of Cold Spring. Featuring 4 bedrooms and 3 full bathrooms, this spacious residence combines thoughtful updates with inviting living spaces and exceptional entertaining features. Inside, oak hardwood flooring runs throughout the home, complemented by recessed lighting and vaulted ceilings that create an open and airy feel. The chef’s kitchen features marble countertops, a large center island, stainless steel appliances, dishwasher, electric cooktop, and exhaust fan, making it both functional and ideal for entertaining. The home also offers a welcoming entrance foyer, formal dining room, ceiling fans, generous storage, and walk-in closets. The primary bedroom is conveniently located on the first floor, offering added privacy and accessibility. Additional highlights include in-home washer and dryer, a dedicated wine cellar and wine bar, and plenty of storage throughout. Comfort is enhanced by Mitsubishi mini-split systems for heating and cooling, complemented by backup oil heating. Outdoor living includes both a balcony and deck, while covered carport parking provides convenient protection from the elements. The property also features a shed for additional storage, four exterior security cameras, and a four-zone music system for added convenience and entertainment. Located in scenic Cold Spring, this home offers easy access to the area's charming village atmosphere, restaurants, cafés, boutique and antique shopping, and the Hudson River waterfront. Outdoor enthusiasts will appreciate the nearby hiking, kayaking, parks, and Hudson Highlands recreation. The Metro-North Hudson Line provides convenient access toward New York City, while attractions such as Boscobel House and Gardens, West Point Foundry Preserve, and the Hudson Highlands are all nearby. Enjoy the best of Hudson Valley living with modern comforts, entertaining spaces, and the charm of Cold Spring right at your doorstep.

24 Babbling Brook Lane, Cold Spring
$475,000
3 Beds ⋅ 2 Baths ⋅ 1042296 MLS
Enjoy lakefront living in this charming 3-bedroom, 2-bath home. The main level features two bedrooms, a full bath, living room, kitchen with breakfast nook, and a separate dining area. The finished lower level adds valuable additional living space with a third bedroom, half bath, recreation room, plus utility and storage areas. Set on a beautiful property with direct lake access, the home features a spacious backyard, mature trees and plenty of room to relax and enjoy the water. A wonderful opportunity to update and make your own, whether as a year-round home or a weekend lake retreat.

231 N Terry Hill Road, Carmel
$495,000
2 Beds ⋅ 3 Baths ⋅ 1039199 MLS
Welcome to this beautifully maintained lakeside home, a cozy, charming retreat where peaceful water views shape the rhythm of everyday living. Nestled directly across from the shimmering lake, this inviting residence offers a bright, sun-filled bonus room, perfect as a private office, creative studio, serene reading nook, or bedroom, framed by tranquil scenery that inspires and soothes. Set within a vibrant and welcoming community, you’ll enjoy access to multiple picturesque beaches, scenic walking paths, nearby cafes, restaurants, and local shops that make daily living feel effortless and enjoyable. Renovated in 2019 and lovingly cared for, the home blends warmth and functionality with fresh paint, a newly paved driveway, and a fully fenced backyard and patio ideal for outdoor gatherings or quiet moments of retreat. The flexible mother-daughter layout with its own private entrance provides wonderful versatility for extended family, guests, or multi-generational living. The upstairs was previously enjoyed as a 3-bedroom layout, and the finished basement offers excellent potential as a comfortable 1-bedroom for extended family or guests, adding even more adaptability to the home’s design. Located in the highly sought-after Carmel School District and just over an hour from NYC, with quick access to I-84 and Metro-North, this home offers the perfect balance of vacation-style serenity and commuter convenience. Come experience this charming lakeside gem, it will not last.

222 N Terry Hill Road, Carmel
$529,000
4 Beds ⋅ 2 Baths ⋅ 1031081 MLS
Immaculate 4 bedroom, 2 full bath Raised Ranch offering the perfect blend of comfort, convenience, versitility and pride of ownership. This move in ready home features a bright and inviting floor plan designed for both everyday living and entertaining. The lower level includes a private bedroom and a full bathroom, making it an ideal space for extended family, guests, or anyone seeking additional privacy and comfort. A state of the art Puraflo Septic System provides added peace of mind, while Lake Rights to beautiful Lake Carmel is an added bonus. Ideally located on a small quiet low traffic street, close to schools, shopping, dining, and major highways, this home is a commuter's dream. Meticulously maintained inside and out, this exceptional property is ready for its next owners to move right in and enjoy all it has to offer.

17 Scotsdale Road, Carmel
$1,598,000
3 Beds ⋅ 3 Baths ⋅ 1032241 MLS
Live on vacation every day! Summer and the beauty of all the seasons awaits, only an hour from NYC. Set along one of Kirk Lake’s most secluded stretches, this exceptional waterfront property offers a rare blend of privacy, breathtaking views, and glorious lakeside living. Gorgeous views from almost every room, and from deck, balcony, yard, patio, hot tub, additional lakeside deck, and your private dock. Forever green (unbuildable) lakefront across assures the same vista for years to come. Thoughtfully renovated and redesigned to maximize the setting, the home captures sweeping lake views throughout and delivers a rare combination of privacy, refined indoor-outdoor living and the ultimate in recreation/lake life. Additional separate lot (10 Lakeside) included, with yard and parking for 10 plus cars, plus room for a garage/additional space for potential office/studio/ADU/whatever you need. One of a kind, perfect for entertaining and making magical memories. Watch moonlight over the lake, take a midnight dip, learn to waterski - the options for fun are endless. From boating and swimming to kayaking, paddleboarding, fishing, and waterskiing, the property offers direct access to an active waterfront lifestyle with a more peaceful and private locale than that of the other lakes nearby (adjacent to Lake Mahopac). Room for all your watersports toys (and those in the photos can be included - kayaks, paddleboards, paddleboat, canoe!) plus a shed for storage. Extensive renovations over $250k include: 2009 Major renovation/expansion of home -New Trex deck, Trex dock, roof, furnace, Unilock and bluestone walkways, electrical upgrade, hydro air high energy efficiency system, 2009 Kitchen remodel - GE Profile and Trivection ovens, granite counters, stainless, laundry in lower level and machines/hookup in mudroom, 2013 Hot tub, 2019 New refrigerator, 2023 Lower level renovation , additional refrigerators, 2024 New well pump, 2024 New water heater, 2024 New sleeve under road when road was repaved (for ease of future utility modification), 2025 New dishwasher & microwave, Custom tiles in kitchen and bathroom made by Rosanne Breuer, Master Potter. Custom walk in closet in primary BR. Private West Kirk Lake Civic Association Beach down the street with swimming area, park and picnic tables for approx. $200 annual membership. Red Mills Historic Park adjacent, 3.4 miles from the Taconic, 2.4 miles from the North County Trail and 1 mile from Putnam National Golf course. Don't miss this rare opportunity to live on Kirk Lake, the best kept secret of the Lakes District. IYKYK! Taxes with STAR savings approximately $17,671. (Adjacent Lot Taxes, Lot size Acres and Lot size sq.ft. included in listing)

11 Lakeside Road, Mahopac
Start Your Search

Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.