Putnam Homes with Septic Tank Sewer

Welcome to Putnam County, New York – a hidden gem nestled in the breathtaking Hudson Valley, where natural beauty meets quaint charm. Known for its stunning landscapes, rich history, and vibrant communities, Putnam County offers a unique lifestyle that blends suburban tranquility with easy access to urban conveniences.

As you explore this picturesque region, you'll find charming towns like Cold Spring, Carmel, and Mahopac, each boasting their own unique character and a warm sense of community. With an abundance of outdoor activities, including hiking along the scenic Appalachian Trail, boating on the serene lakes, and enjoying local parks, Putnam County is a paradise for nature lovers and outdoor enthusiasts alike.

For those considering a move to this enchanting area, many homes in Putnam County are equipped with septic tank sewer systems, providing a practical and efficient solution for wastewater management. These homes, often set on generous lots, offer privacy and space while allowing residents to enjoy the natural surroundings. The septic systems are well-maintained, ensuring that your home is not only comfortable but also environmentally friendly.

Living in Putnam County means embracing a lifestyle that values community, nature, and a slower pace of life, all while being just a short drive from the bustling energy of New York City. Whether you’re looking for a cozy retreat or a family home, Putnam County has something for everyone. Come discover the charm of this remarkable region and find your perfect home today!

Newest Putnam Homes with Septic Tank Sewer

$665,000

3 Beds ⋅ 3 Baths ⋅ 1049102 MLS

Privately set at the end of a cul-de-sac, 77 Robin Drive features a well-designed layout with 3 spacious bedrooms including a primary ensuite, a bonus den/office with walk-in closet, and 3 full baths. The spacious eat-in country kitchen features SS appliances, a center island, pantry storage, and abundant counter and cabinet space, with sliding doors leading to the new 38’ X 16’ expansive Trek deck with lighted posts. Enjoy the serene natural surroundings overlooking the 22' X 35' in-ground saltwater pool—a perfect setting for relaxation and outdoor entertaining. The main level includes a cozy living room, updated hall bath, two additional nicely sized bedrooms, and a primary suite with newly renovated bath. The walk out basement offers an additional flexible layout featuring a BONUS den/office, a full bath, laundry area, and convenient access to the one car garage & pool. Refer to the attached Feature Sheet for details on the many updates. Conveniently located near shopping, schools, Metro North w/direct route to NYC, and easy access to Danbury, White Plains, and major highways including 84/684.

77 Robin Drive, Carmel

$300,000

1 Beds ⋅ 1 Baths ⋅ 1049992 MLS

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8 Huntington Road, Carmel

$1,550,000

4 Beds ⋅ 5 Baths ⋅ 1048560 MLS

Paradise in Mahopac! Set on 2.31 private acres of beautifully maintained gardens and mature plantings, this distinctive Colonial with Victorian flair offers an impressive blend of space, character, and exceptional outdoor living. Featuring 4 bedrooms, 4.5 bathrooms, and a flexible layout that lives like a 5-bedroom home, the property welcomes you with a dramatic two-story entry and an open, inviting floor plan. The main level features spacious living, dining, and family rooms along with a large eat-in kitchen complete with granite countertops and brand-new stainless steel appliances. Upstairs, all four bedrooms feature their own en-suite bathrooms and beautiful mountain views, creating a rare level of comfort and privacy. The finished walk-out lower level with a full bathroom provides even more versatile space for entertaining, guests, a home office, gym, or recreation area. Outside is where this property truly stands apart, with a wraparound porch, gazebo-covered deck, outdoor swings, and a stunning outdoor fireplace with waterfall feature, all surrounded by lush landscaping and peaceful natural surroundings. Recent improvements include a new driveway, new stainless steel appliances, and new AC units, adding modern convenience to this one-of-a-kind home. A three-car attached garage provides plenty of additional storage and parking, while the expansive backyard offers room for a future pool. Conveniently located near shopping, restaurants, golf, trails, and more, with New York City approximately one hour away, this Mahopac retreat offers privacy, personality, and an incredible setting to call home.

40 Sprucetop Drive, Mahopac

$465,000

2 Beds ⋅ 2 Baths ⋅ 1044822 MLS

Picture-perfect and beautifully presented, this inviting 2-bedroom ranch offers easy one-level living with a bright, fresh feel in the desirable Lake Carmel community. Thoughtfully enhanced throughout, the home offers a sophisticated blend of modern style, comfort, and timeless appeal. Attractive flooring, modern lighting, crisp finishes, and a comfortable open layout come together to make the interior feel both welcoming and spacious. At the heart of the home is a generous kitchen featuring white cabinetry, stainless steel appliances, ample counter space, and an easy flow into the dining area and living room. Sliding glass doors open directly to a spacious deck overlooking the backyard—an ideal extension of the living space for outdoor dining, entertaining, or simply relaxing and enjoying the peaceful surroundings. Two comfortable bedrooms and a full bath complete the main level. Downstairs, approximately 700 additional square feet of unfinished walkout basement space offers excellent storage and tremendous potential for future use. With direct outdoor access and plenty of room to work with, this versatile lower level provides valuable flexibility for the next owner. A one-car garage, partial fencing, electric heat, and lake rights to Lake Carmel further enhance the home's appeal. Whether you're purchasing your first home, downsizing, or searching for a weekend retreat, 27 Dunwoodie Road offers a wonderful combination of charm, flexibility, and location. Enjoy the recreation and natural beauty of the Lake Carmel area while remaining convenient to shopping, dining, major roadways, and Metro-North. A special home ready to be enjoyed!

27 Dunwoodie Road, Carmel

$499,000

2 Beds ⋅ 2 Baths ⋅ 1046939 MLS

Welcome to 48 Dunderberg Road, an beautifully maintained home offering a flexible layout, inviting outdoor spaces, and exceptional pride of ownership throughout. Both bedrooms and a full bathroom with radiant heat all conveniently located on the main level, providing the ease and practicality of one-level bedroom living. Upstairs, a large beautiful, light-filled living loft provides versatile additional space for a family room, home office, creative studio, or private retreat. Step directly from the loft onto a private second-floor terrace an ideal spot for morning coffee or relaxing outdoors. A patio surrounded by thoughtfully landscaped terraced gardens creates a peaceful setting for entertaining and unwinding. Ample level parking is conveniently located immediately beside the home’s entrance. Additional highlights include central air conditioning, supplemental heat pump system, individually controlled heat zones and a propane gas stove. This distinctive Putnam Valley home combines meticulous upkeep, flexible living space, convenient main-level bedrooms, and beautifully designed outdoor areas all just a stone's throw from Lake Oscawana.

48 Dunderberg Road, Putnam Valley

$499,000

3 Beds ⋅ 2 Baths ⋅ 1048843 MLS

If you've ever wanted to live inside a Claude Monet painting, now is your chance! This is a true artist's dream, complete with fabulous English gardens! This spacious 3-bedroom/ 2-bath home offers approximately 1,620 square feet in picturesque Carmel, NY with easy access to Lake beaches, Ryan Field, shopping, schools, I-84, and Metro-North. (Just over 1 hour to NY City!) The main level features a bright living room with hardwood floors, and an oversized eat-in kitchen with breakfast area that seats 8! Entertain until your heart's content in the wonderfully, bright living areas including a formal dining room, then watch the stars, or sunrise with coffee on the gracious 3 tiered deck! Just down the hall are two generously sized bedrooms, a Primary suite with private bath and shower, and a separate guest bath! Downstairs provides additional living with a comfortable den, and sliding doors to a large screened-in porch and patio! Got laundry? No problem! There is a dedicated laundry room, and an attached, two-car garage! This home has abundant indoor and outdoor space to relax, or enjoy friends and family by the fire pit, or in the gardens! For endless hours of fun, perhaps add an above ground pool! This house exudes positive energy and memories for a lifetime! Run, don't walk, for this home at a fabulous price!

36 Haviland Road, Carmel

$675,000

3 Beds ⋅ 2 Baths ⋅ 1044682 MLS

Beyond its rustic stone wall, discover 212 Old Albany Post Road, a charming split-level three-bedroom, two-bath ranch tucked back on a lovely, level two-acre parcel in Garrison, New York. A generous setback provides both privacy and wonderful curb appeal along this historic country lane as it meanders through Garrison's bucolic landscape. Cheerful and inviting, the home offers a pass-through floor plan, two-inch oak floors, two wood-burning fireplaces—one in the living room and another in the primary bedroom—a kitchen with newly updated appliances and granite countertops, and large, sun-flooded picture windows with picture-perfect views of the front lawn. Extending the living space outdoors, an expansive two-level deck offers nearly 1,000 square feet for dining, entertaining and relaxing, with easy access to the backyard. Together, the front and back lawns provide plenty of room for games, picnics, gardening and entertaining. Recent improvements include a new roof and fresh exterior paint in 2026, along with an updated stove and microwave in 2025, dishwasher in 2021 and refrigerator in 2021. Two existing sheds provide abundant storage for gardening and outdoor equipment. A pond and charming pergola complete the property's exceptional outdoor setting, making this an appealing Garrison country retreat with room to enjoy, garden and gather. Everyday conveniences remain close at hand, with Cortlandt Town Center and major shopping nearby. With two level acres and a generous setback, the property also presents intriguing possibilities for a future owner looking to reimagine or expand the existing home, subject to all applicable municipal approvals.

212 Old Albany Post Road, Garrison

$1,199,000

4 Beds ⋅ 4 Baths ⋅ 1043978 MLS

Welcome to 71 Stallion Trail, an inviting 4 bedroom, 4 bath Colonial in North Salem School District. This spacious home offers a wonderful combination of comfort, functionality and entertaining space, with a generous floor plan and many updates throughout. The bright and welcoming interior features beautiful hardwood floors, spacious living areas and generously sized bedrooms. The home's thoughtful layout provides plenty of room for everyday living as well as entertaining. A gracious entry welcomes you to old world charm meets modern living, with a convenient half bath off the foyer. The inviting living room features French doors leading to a private office or den. The elegant dining room showcases wide plank wood floors and flows seamlessly into a convenient butler's pantry complete with sink and wine refrigerator. The kitchen opens to an impressive great room with a dramatic stone fireplace, a comfortable eat-in area and doors leading out to the outdoor living space. Outdoor entertaining is effortless with a second, outdoor fireplace creating a wonderful extension of the living space. The upper level welcomes you with a charming loft. The luxurious primary suite features a walk-in closet and sophisticated primary bath. Three generously sized bedrooms are also upstairs, along with a hall bathroom and laundry room area. The finished lower level offers approximately an additional 1,500 square feet of space, including a playroom, gym area, wine cellar and full bath. versatile living space, including a playroom, gym area, wine cellar and full bath. The beautifully landscaped property which features an irrigation system and a pool, creating a private and picturesque setting. A great way to enjoy your summers! Come see this extraordinary home where timeless charm meets sophisticated modern living! Ideally located just minutes from Metro North, major highways, restaurants and shopping.

71 Stallion Trail, Brewster

$570,000

3 Beds ⋅ 2 Baths ⋅ 1044237 MLS

Welcome to 195 Oscawana Lake Road, a charming 1930 Cape Cod that blends timeless character with comfortable, updated living in the scenic heart of Putnam Valley. Set on approximately 0.70 acres, this inviting three-bedroom, two-bath home offers warmth, privacy and a wonderful connection to the outdoors. Step inside to beautiful hardwood floors and a welcoming living room—the perfect setting for quiet evenings or gathering with friends. The lovely archway leads to a modern dine-in kitchen. The kitchen provides a comfortable space for everyday meals and entertaining, and features a multi purpose nook. The adjacent family room adds another layer of character with its vaulted ceiling and a wood-burning stove, creating a cozy retreat throughout the seasons. The main level features two bedrooms and a full bath, offering flexibility for guests, a home office or one-level living needs. Upstairs, the private primary en-suite bedroom creates its own peaceful escape away from the main living areas. The room features two large closets and additional storage areas. Just off the kitchen, step outside to the patio for summer dinners, morning coffee or evenings under the stars. The level backyard and fire pit area extend the home's living space outdoors, with plenty of room to relax, entertain, garden or simply enjoy the natural surroundings. Putnam Valley is appropriately known as the "Town of Lakes," offering a distinctive Hudson Valley lifestyle surrounded by lakes, preserved woodlands and outdoor recreation. Nearby Lake Oscawana, the town's largest lake, is a defining part of the area's scenic character. Outdoor enthusiasts will appreciate proximity to Granite Mountain Preserve for hiking and nature walks, as well as Clarence Fahnestock State Park, with miles of hiking and recreational opportunities throughout the Hudson Highlands.

195 Oscawana Lake Road, Putnam Valley

$799,999

3 Beds ⋅ 2 Baths ⋅ 1049145 MLS

A Rare Brewster Estate-Sale Opportunity! Set on beautiful, expansive grounds surrounded by mature landscaping, this distinctive raised ranch offers a wonderful combination of space, privacy, and property. Welcome to this spacious and versatile 4,032 sq. ft. raised ranch in Brewster, offering an inviting open floor plan and abundant living space. Hardwood floors, two fireplaces, and generous room sizes provide a wonderful foundation to make this home your own. The finished lower level offers additional space for recreation, entertaining, a home office, gym, or guest accommodations. Enjoy the private inground pool and create your own backyard retreat. A 5-bedroom septic system adds flexibility for a variety of living arrangements. A wonderful opportunity to bring your vision to a substantial Brewster home offering space, flexibility, and tremendous potential. Conveniently located near the train station and major highways, offering easy access for commuters while enjoying the tranquility of a spacious property setting. Town Building Department records reflect 3 bedrooms and 1.5 baths, while Town Assessor records reflect 5 bedrooms and 3.5 baths. Buyers are encouraged to conduct their own independent due diligence. Any engineering inspection or evaluation obtained by the buyer shall be for the buyer’s informational purposes only. Estate sale; property is being sold strictly AS IS.

52 Friendly Road, Brewster

$639,000

3 Beds ⋅ 4 Baths ⋅ 1048391 MLS

Unique and stunning! If you've been looking for something different... your wait is over. So many special features from the welcoming front entry with built-in seating, circular driveway, huge and impressive entry foyer with built-ins, wainscot walls and dentil moldings, to the striking formal DR showcasing lighted built-ins, dentil & picture frame moldings, and multiple french doors leading to gorgeous multi-level stone & custom tile patios make this one an incredible stand out! Beautiful, spacious & sun-filled granite EIK with breakfast isle, ceramic plank flooring, all SS appliances, recessed lighting, and glass doors to second patio, bringing the outdoors in and perfect for entertaining. Spacious & inviting Great Rm/LR with full wall brick wood burning fireplace surrounded by custom built-ins and storage nooks and a delightful bay window bathing the room in natural light. Rich wood laminate floors cover the LR, hallways and stairs and continue through the Primary ensuite and two additional bedrooms on the second floor. Lovely property is bordered by quaint stone walls and backs to the woods for privacy. Wonderfully finished lower level family room with full bath, lots of storage. Whole house generator, 2 year roof, updated 200 amp electric, so much more. Great community and location with private lake rights, featuring a sandy beach, playground, baseball & soccer fields round out the great package on this incredible home. Come fall in love and make it your own!

45 Hemlock Trail Court, Carmel

$640,000

5 Beds ⋅ 2 Baths ⋅ 1048801 MLS

Welcome to 6 Arbutus St, a spacious five-bedroom, two-full-bath home situated on 0.489 beautifully manicured acres in the desirable Roaring Brook Lake community. Offering lake rights to Roaring Brook Lake, this property provides the perfect opportunity to enjoy swimming, fishing, kayaking, and all that lake living has to offer. With a flexible layout and generous living space, this home offers an ideal mother-daughter setup or plenty of room for extended family, guests, a home office, or exercise room. Additional storage space offers plenty of room to keep everything organized and easily accessible. Recent improvements include a new septic tank and boiler, both installed in 2026. This property is conveniently located close to the Taconic State Parkway, making travel to Lower Westchester and New York City easy, while also being just minutes from local shopping, dining, recreation, and everyday amenities.

6 Arbutus Street, Putnam Valley

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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.