Westchester County Homes under $300,000

Welcome to Westchester County, New York, a picturesque region that perfectly balances suburban charm with easy access to the vibrant city life of New York City. Nestled just north of the Bronx, Westchester is known for its stunning landscapes, rich history, and diverse communities. With its rolling hills, lush parks, and beautiful waterfronts along the Hudson River, this county offers an idyllic setting for families, professionals, and retirees alike.

One of the most appealing aspects of Westchester is its variety of housing options, including homes priced under $300,000. This makes it an attractive area for first-time homebuyers, investors, and those looking to downsize without sacrificing quality of life. You'll find a range of charming single-family homes, cozy townhouses, and inviting condos that provide excellent value for your investment. Many of these properties boast features such as updated kitchens, spacious yards, and proximity to local amenities, schools, and public transportation.

Living in Westchester means enjoying a high quality of life with access to top-rated schools, vibrant shopping districts, and an array of recreational opportunities. From hiking in the beautiful parks like Croton Point Park to exploring the historic sites of Sleepy Hollow, there’s always something to do. Plus, the county's convenient train service makes commuting to Manhattan a breeze.

Discover the hidden gems of Westchester County, where affordable homes meet an unparalleled lifestyle. Your dream home awaits!

Newest Westchester County Homes under $300,000

440 Warburton Avenu Avenue Unit #4J, Yonkers

$250,000

2 Beds ⋅ 2 Baths ⋅ 1058178 MLS

WOODSTOCK MANOR – SPONSOR UNIT | NO BOARD APPROVAL REQUIRED. Welcome to Woodstock Manor! This beautifully renovated, early post-war Maisonette-style residence offers comfortable living with modern updates and timeless appeal. This spacious unit features 2 bedrooms, 2 bathrooms -both bathrooms have been beautifully updated with classic, subway tile finishes. (Master bedroom has its own en-suite bathroom) along with a generously sized living room and separate dining area. The completely renovated galley kitchen features sleek stone countertops, stainless-steel appliances, and brand-new cabinetry. Building amenities include a resident superintendent, onsite laundry room, storage available for $30/month, and outdoor parking available for $30/month, subject to availability. Enjoy a convenient 7-minute walk to the MTA Hudson Line’s Glenwood Train Station, offering a scenic 49-minute ride along the Hudson River to Grand Central Terminal. Ideally located near some of the area's wonderful attractions, including the Hudson River Museum, Philipse Manor Hill, Untermyer Gardens Preserve, downtown waterfront dining, and Ridge Hill shopping.

440 Warburton Avenu Avenue Unit #4J, Yonkers

505 Central Avenue Unit #305, White Plains

$139,000

1 Beds ⋅ 1 Baths ⋅ 1058097 MLS

Welcome to this lovely 3rd floor 1 bedroom coop located in White Plains. This inviting home offers comfortable living in a well maintained building with a great location. Enjoy the convenience of laundry facilities on every floor, making everyday living easy. The building exterior , lobby, hallways and mailroom have all been recently renovated, offering a fresh modern feel from the moment you arrive. Ideally located close to shopping, restaurants, and everyday conveniences, with easy access to bus transportation and White Plains Metro-North train station, making commuting a breeze. Whether you're a first time buyer, downsizing, or looking for a location close to all this co-op offers comfort, convenience, and an excellent location.

505 Central Avenue Unit #305, White Plains

$280,000

2 Beds ⋅ 1 Baths ⋅ 1057825 MLS

What an absolutely excellent opportunity! Come see this adorable cottage in the charming, unique, and AMAZING 44-home community that is Campwoods Grounds! As you walk through the property, you will notice the care that owners put into their homes...The attention to detail, the personal landscaping - in addition to the common areas, and the overall meticulousness is evident across the grounds. This two-bedroom cottage is ready for the lucky buyer(s) to add THEIR own personal touches, but plenty of wonderful features are already in place: A nice-sized eat in kitchen, beautiful hardwood floors downstairs, and a 120-square foot screened in porch are just some of these highlights. There are also two split heat/ac systems for efficiency, one up and one downstairs, as well as a gas furnace if desired for those absolutely frigid winter days/nights. The Campwoods Grounds community also boasts an extensive community garden, LARGE auditorium for neighborhood functions and other events, and a schedule of neighbohood get togethers to enjoy when you want to stay close to home. All of this, so convenient to all, and at a superb price point for the Ossining School District! Taxes with the STAR discount would be $4302/yr.

30 Campwoods Grounds, Ossining

$239,000

1 Beds ⋅ 1 Baths ⋅ 1058116 MLS

Scarsdale Country Estates co-op! Cute as a button, this unit checks all the boxes for an easy, carefree lifestyle! Here's your chance to own in one of the most sought-after pre-war Tudor garden communities in Westchester. 52 Underhill Road, Unit ML, in the Cambridge Building is a one-bedroom, one-bathroom home in the award-winning Edgemont School District, and it is ready for you to move right in. Sunshine pours into this freshly painted home from the moment you step into the foyer. The sun-drenched living room flows right into the dining area, with gleaming hardwood floors and plenty of closets along the way. The kitchen is a showstopper, with brand-new stainless steel appliances, including a stainless steel microwave oven, an updated tile floor with tile inlay, and a window looking out over the playground. There is plenty of room for an eat-in kitchen area too! Want an even more open feel? A former doorway between the kitchen and dining room was sheetrocked over and can be reopened. A floor plan is in the additional documents. And here's something you rarely find in a co-op: no common walls and only one owner above, so this floor belongs to you! Your storage unit (Room #3) is right next to the apartment, and the laundry room, with updated machines, is just a hop and a skip beyond it. No hauling baskets across the complex! Pets are welcome, and having an on-site superintendent is such a plus. The complex also has a barbecue area for picnics and sunset dinners! Parking is free! Unassigned, first-come, first-served spots are on the grassy green area, with extra parking on Paradise, at the south complex lot, and across the street at Burger King. Want your own spot? Join the waitlist for assigned parking or a garage space, with garages at $125 per month. Commuters, this one is for you! The Bee-Line #65 bus picks up at the driveway and gets you to the Scarsdale Metro-North station in about 10 minutes, and from there express service has you at Grand Central in about 30. Station permits are available at both Scarsdale and Hartsdale. Prefer to drive? Three highways are minutes away: I-287, the Bronx River Parkway, and the Hutchinson River Parkway. Shopping, dining, and everything else you need are close by. The numbers are just as attractive. The unit carries 168 shares, and monthly maintenance is only $953.69, which includes heat, hot water, water, and sewer. Storage is $50 per month, electric is through Con Edison, and trash collection is public. The flip tax at resale is $10 per share. The complex is managed by Garthchester Realty, (914) 725-3600. Buyer requirements for Scarsdale Country Estates are a 20% down payment, a credit score of 750+, a maximum debt-to-income ratio of 33%, and post-closing reserves equal to six months of combined mortgage and maintenance. House rules must be signed and agreed to, and owners must live in the unit for two years before subletting. The sale is subject to co-op board approval. Where else in Westchester County can you find all of this at a price like this? Save money, invest, and travel, all while coming home to a community where everything is done for you and life is peaceful and serene. Don't miss it!

52 Underhill Road Unit ##ML, Scarsdale

485 East Lincoln Avenue Unit #212, Mount Vernon

$100,000

1 Baths ⋅ 1058043 MLS

Welcome to this bright and well-lit studio apartment at 485 East Lincoln Avenue Mount Vernon. This inviting space offers a comfortable layout with an abundance of natural light, making it an ideal home for those seeking convenience and accessibility. Ideally located near Metro-North, major highways, shopping, dining, and everyday conveniences. Enjoy an easy commute with a short ride to New York City, making this a convenient choice for commuters and city professionals alike.

485 East Lincoln Avenue Unit #212, Mount Vernon

636 N Terrace Avenue Unit #2B, Fleetwood

$185,000

2 Beds ⋅ 1 Baths ⋅ 1055928 MLS

Welcome to 636 North Avenue Terrace, Unit 2B, nestled in the vibrant neighborhood of Mount Vernon! This delightful two-bedroom, one-bath co-op offers a warm and inviting atmosphere with a generous 900 square feet of thoughtful layout. Bask in the morning sun with east-facing exposure, allowing natural light to illuminate your beautiful living space. The living room effortlessly combines comfort and functionality, accommodating both your lounge area and a dining area. The windowed, eat-in kitchen, offering generous storage and charming views. The primary bedroom is spacious enough for a king-size bed and more, while the second bedroom serves as a cozy retreat or a sleek home office. Step out onto your private balcony to relish a moment of tranquility with a favorite book or morning coffee as you take in the bustling street views below. While the building exudes low-rise charm with its 16 floors, it comes equipped with a live-in superintendent to ensure your needs are addressed efficiently. Pet lovers will be thrilled to know that your furry companions are welcome too! The convenient location places you close to the Metro North train station, offering seamless transit connections. Whether it's dining, shopping, or leisure that you seek, the local area beckons with its array of restaurants and retail options. Interested in making this co-op your own? Schedule a viewing today and let this Mount Vernon gem welcome you with open arms! Photos are digitally staged.

636 N Terrace Avenue Unit #2B, Fleetwood

$210,000

1 Beds ⋅ 1 Baths ⋅ 1057379 MLS

In Yonkers, Welcome to this inviting first-floor, 1-bedroom, 1-bath co-op offering a bright, open layout and comfortable modern living. The spacious living and dining area flows seamlessly into the open-concept kitchen, featuring crisp white cabinetry, generous counter space, stainless steel appliances, and a large center island with seating—perfect for casual dining and entertaining. Beautiful hardwood floors add warmth throughout the main living space, while the updated full bathroom features clean, contemporary finishes. The first-floor location provides convenient access. Step outside and enjoy the community’s outdoor park area with scenic views of the Hudson River, creating a wonderful setting to relax and take in the surroundings. A great opportunity for anyone looking for the ease of co-op living combined with a spacious interior, updated kitchen, and beautiful river views just outside your door.

1 Hawley Terrace Unit #1G, Yonkers

$210,000

1 Beds ⋅ 1 Baths ⋅ 1056396 MLS

Welcome to Kimberly Gardens a coop community in Yonkers. This unit is nicely maintained and ready for you to move right in. The unit features a new kitchen, updated recessed lighting and plenty of closet space. The unit provide great lighting throughout the day. The complex has a laundry room on the first floor and a recently renovated main entrance. Cross County Center is close by, for shops and restaurants. It is a short walk to Metro North (Fleetwood Station), which is a 30 minute ride to Grand Central Station. Public buses are available on Midland Avenue and Cross County Center. There is easy access to major highways and parkways.

1304 Midland Avenue Unit #B41, Yonkers

$289,000

1 Beds ⋅ 1 Baths ⋅ 1057513 MLS

Enjoy life at the Croydon, just a quick hop away from Bronxville Village, shops and train. This super pristine and ultra spacious one bedroom offers a lovely sunken living room with large entertainent cabinet and a generous open plan flex space, perfect for dining or a home office. The oversized eat in kitchen features a windowed breakfast area, stainless steel appliances and granite countertops. The bedroom offers two large closets and two sunny exposures. All this and so close to the building's freshly renovated west facing terrace with inviting outdoor seating and attractive plantings. Renting is allowed in the building for 2 years following 3 years of ownership. And owners can take advantage of the Garrett Park Yonkers permit for just $25/year. Fabulous bike and walking paths a short stroll away too!

35 Parkview Avenue Unit #1D, Bronxville

$258,000

1 Beds ⋅ 1 Baths ⋅ 1057336 MLS

Timeless charm, exceptional space, and abundant storage await at Apartment 2A in The Buckingham, one of the most distinguished and elegant Garth Road co-op buildings. This bright, oversized one-bedroom residence features beautifully proportioned rooms, hardwood floors, and four generously sized closets. A welcoming entry foyer with built-in shelving offers flexible space for dining or a home office, while the expansive living room enjoys natural light from windows on two exposures. The spacious eat-in kitchen features granite countertops, stainless steel appliances, and ample cabinetry and workspace for the chef. The oversized bedroom comfortably accommodates a king-size bed with room to spare and includes two of the apartment’s four closets. A classic clawfoot tub and marble flooring add vintage character to the bathroom. The Buckingham welcomes residents with an elegant lobby, beautifully maintained common areas, and an outdoor terrace for residents and guests. Conveniently located near Scarsdale Village’s shops and restaurants, the Scarsdale Metro-North station, and the Bronx River walking and biking trails. Eastchester residents may also enjoy Lake Isle Country Club’s golf, tennis, and swimming amenities with membership. A wonderful opportunity to enjoy generous living space and classic architectural character in a sought-after Garth Road setting.

253 Garth Road Unit #2A, Scarsdale

$270,000

1 Beds ⋅ 1 Baths ⋅ 1051100 MLS

Water views from every room? Welcome to Unit 6P at The Shoreline. This fully renovated one-bedroom pairs Long Island Sound views with a bright, open layout, sleek white cabinetry, stainless steel appliances, and four closets—including a walk-in. Yes, four closets in a one-bedroom. Storage will definitely not be the problem here. And the apartment is only part of it. The Shoreline offers a modern fitness center, stylish co-working space, and a community room. Giving you plenty of room to work, work out, or entertain without leaving the complex. When you do head out, you’re close to Downtown New Rochelle’s restaurants, shopping, waterfront parks, and Metro-North, making getting into Manhattan easy. Renovated interiors, water views, great amenities, and plenty of storage, Unit 6P checks a lot of boxes. Come see why The Shoreline has become one of New Rochelle’s most exciting places to call home.

220 Pelham Road Unit #6P, New Rochelle

$289,000

1 Beds ⋅ 1 Baths ⋅ 1055073 MLS

Welcome to The Gentry, one of Tuckahoe’s most sought-after residences! This beautifully renovated one-bedroom apartment offers the perfect combination of space, style and convenience in the heart of the village. Unit 201 welcomes you with a generous entryway and an open, updated kitchen featuring abundant counter space and connects to a dedicated dining area. The large, light-filled living room, allows for plenty of room to relax, entertain or work from home. The spacious bedroom offers exceptional closet space, while new flooring and crown molding add a polished finishing touch throughout. The building’s common areas have been recently refreshed, and laundry on every floor makes everyday living easy. It even includes the most sought-after amenity in lower-Westchester- an assigned parking space. Located in the heart of the vibrant village of Tuckahoe with a bustling restaurant scene, community activities, access to the Bronx River Trail and just a 30 min express train to Grand central-this is an ideal location for enjoying everything Westchester has to offer while keeping Manhattan within easy reach. Maintenance includes heat, hot water, sewer, garbage & common area maintenance. Renting allowed after 3 years.

14 Westview Avenue Unit #201, Tuckahoe

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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.