Putnam Valley Homes with Septic Tank Sewer

Welcome to Putnam Valley, a charming community nestled in the picturesque landscapes of New York State. Known for its serene environment and close-knit community, Putnam Valley is not just a place to live; it’s a lifestyle choice that prioritizes both comfort and education.

One of the standout features of this area is the highly regarded Putnam Valley School District. This district is dedicated to fostering an enriching educational environment for its students, offering a range of academic programs and extracurricular activities. With a commitment to excellence, the schools here emphasize personalized learning and community involvement, ensuring that every child has the opportunity to thrive. The district’s small class sizes allow for individualized attention, and the passionate educators work tirelessly to inspire and empower their students. Parents can take comfort in knowing that their children are receiving a quality education that prepares them for future success.

In addition to its educational offerings, Putnam Valley is known for its beautiful homes, many of which utilize septic tank sewer systems. This feature not only provides an eco-friendly waste management solution but also contributes to the spacious, rural charm of the area. Homes with septic systems often come with larger lots, allowing residents to enjoy the natural beauty and privacy that Putnam Valley has to offer.

Whether you’re looking to settle down in a family-friendly community or searching for your dream home surrounded by nature, Putnam Valley is an ideal choice. With its exceptional school district and charming homes, it truly embodies the perfect blend of education and tranquility. Come explore all that this delightful area has to offer!

Newest Putnam Valley Homes with Septic Tank Sewer

$799,000

3 Beds ⋅ 3 Baths ⋅ 1031491 MLS

Built in 2009 with quality craftsmanship and thoughtful design, this exceptional Putnam Valley home sits on 1.5+ private acres less than an hour from NYC. Tucked away at the end of a quiet drive, it offers the perfect balance of privacy, convenience, and modern construction. The open-concept main level features soaring ceilings, hardwood flooring, and a spacious great room anchored by a wood-burning fireplace. The chef's kitchen is equipped with granite countertops, a large center island, premium appliances, and flows seamlessly into the dining area with access to the rear deck. The primary suite includes a spa-inspired bath with dual vanities, a soaking tub with Jacuzzi jets, and a separate shower. Two additional bedrooms, a beautifully updated full bath, and generous closet space complete the main level. The finished lower level adds valuable living space with a large family room, office area, third full bath, laundry room, and walkout access to the backyard. A spacious attic offers storage and potential for extra space. Surrounded by mature trees and a babbling brook, the property offers expansive outdoor living space, The fenced-in backyard great for dogs, complete with outdoor fire pit for summer nights with s’mores is great for entertaining, Level back yard offers space for games and potential pool site. While remaining just minutes from shopping, restaurants, major highways, and an easy commute to Manhattan. Additional features include an attached two-car garage, above-ground oil heat, storage, and quality finishes throughout. 3 Tesla battery walls store solar energy, allowing the house to be nearly self-sufficient for electricity.

39 New Hill Road, Putnam Valley

$1,150,000

2 Beds ⋅ 3 Baths ⋅ 1028385 MLS

YOUR POINT OF VIEW...Some homes offer a beautiful view, this one changes the way you live. Just 45 miles from Midtown Manhattan, this extraordinary lakefront retreat on Roaring Brook Lake feels worlds away from the pace of city life, making it the perfect full-time residence or an enviable weekend escape. Here, your mornings begin with the sun shimmering across the water, afternoons are spent swimming from your own shoreline or exploring the lake by kayak, canoe, and paddleboard. As evening falls, gather beneath a sky ablaze with stars. Set on beautifully landscaped grounds with direct lake frontage, this is more than a home—it's an invitation to embrace a lifestyle centered around nature, tranquility, and unforgettable memories. Inside, warmth and craftsmanship greet you at every turn. Rich hardwood floors lead into an inviting living room and dining area where a wood-burning fireplace creates the perfect gathering place, while expansive windows frame the ever-changing beauty of the lake beyond. Every season becomes part of the home's decor. The beautifully appointed kitchen featuring granite countertops, stainless steel appliances, a wine cooler, and generous space for entertaining. Whether preparing a quiet breakfast or hosting family and friends, the lake is always the perfect canvas. The sunroom may quickly become your favorite room—a peaceful sanctuary wrapped in panoramic water views where every sunrise, every snowfall, and every sunset becomes a work of art. Designed with flexibility in mind, the home lives comfortably as a true three-bedroom residence. A spacious first-floor room, currently designated as a den, is located just steps from a full bath, making it ideal for overnight guests, a private home office, or convenient one-level living. Upstairs, the primary suite with a sitting area offers a daily escape with sweeping lake views that greet you each morning. The updated luxurious primary bath offers a restorative feel with clean lines and elevated finishes. A secondary bedroom with its own private bath provides exceptional comfort for family or visitors. The basement level has storage space and laundry. An impressive two-car garage includes unfinished attic space ready to become an artist's studio, yoga room, or inspiring a work-from-home retreat. Lakefront opportunities on Roaring Brook Lake are exceptionally scarce. Combined with the lake's peaceful setting, where residents enjoy swimming, fishing, paddling. This property offers a lifestyle that is increasingly difficult to find. This isn't simply a place to live, it's where weekends feel like vacations, ordinary evenings become unforgettable, and every day begins with a view you'll never tire of.

342 Lake Shore Road, Putnam Valley

$650,000

4 Beds ⋅ 2 Baths ⋅ 1027762 MLS

Welcome to 55 Ridge Avenue, where timeless character meets thoughtful modern updates and deeded lake rights to beautiful Lake Oscawana. This move-in ready Cape Cod offers beautifully refinished hardwood floors, a spacious living room anchored by a stunning floor-to-ceiling stone fireplace with wood-burning insert and custom built-in shelving that adds warmth and functionality. The recently renovated kitchen features rich wood cabinetry, stone countertops, stainless steel appliances, subway tile backsplash, recessed lighting, and generous workspace. The fully renovated bathroom showcases clean, contemporary finishes designed for everyday comfort. The flexible floor plan offers multiple bedrooms and living spaces to accommodate today's lifestyle, whether working from home, hosting guests, or simply enjoying additional space. Upstairs provides generously sized bedrooms, while the main level is filled with natural light and comfortable living areas. Additional highlights include hardwood flooring throughout much of the home, updated lighting, ample storage and an attached garage. Outside, enjoy a level yard and deck perfect for entertaining or relaxing. As an added bonus, ownership includes deeded lake rights to Lake Oscawana, providing access to one of Putnam Valley's most sought-after recreational lakes for boating, kayaking, fishing, and swimming. Conveniently located just minutes from the Taconic State Parkway, parks, hiking trails, shopping, and schools, this home offers the perfect combination of privacy, recreation, and commuter convenience. Move right in and enjoy modern updates, classic charm, and the unique lifestyle that Lake Oscawana and Putnam Valley have to offer.

55 Ridge Avenue, Putnam Valley

$689,000

4 Beds ⋅ 3 Baths ⋅ 1028933 MLS

Legal Two-Family | Income-Producing Opportunity | Sweeping Year-Round Views of Junior Lake Rare opportunity to own a beautifully maintained legal multi-unit home in the sought-after Lake Peekskill community of Putnam Valley. Whether you're an investor looking to generate rental income, an owner-occupant hoping to offset your mortgage, or a buyer seeking flexible multi-generational living, this versatile property offers the perfect blend of income potential, comfort, and natural beauty. The main residence welcomes you with a bright, thoughtfully designed floor plan featuring a formal dining room accented by a custom wood ceiling, an updated eat-in kitchen with refreshed cabinetry, stainless steel appliances, breakfast bar seating, tile flooring, and a sunny breakfast nook. The spacious living room is anchored by a picturesque bay window framing sweeping year-round views of Junior Lake, while the primary suite offers a renovated ensuite bath, complemented by additional bedrooms and a second full bath. Designed as a legal apartment, the walkout lower level features two private entrances, a living room, bedroom, renovated full bath, and direct access to an expansive brand-new deck overlooking the backyard and sweeping year-round views of Junior Lake. The apartment was recently used to accommodate extended family, so the stove and refrigerator were removed, and the interior door separating the apartment from the main residence will need to be reinstalled to restore its original configuration. Existing kitchen cabinetry and plumbing remain in place, allowing the next owner to easily reinstall the appliances and door, returning the apartment to its original use. Outside, the property truly shines. Thoughtfully curated perennial gardens, colorful seasonal blooms, mature landscaping, and peaceful outdoor living spaces create a private retreat that's perfect for entertaining, dining al fresco, or simply relaxing while enjoying the tranquil surroundings. Recent improvements include a new septic tank, removal of the underground oil tank, energy-efficient ductless air conditioning on both levels, and a heat pump built into the home's HVAC system. Residents enjoy Lake Peekskill lake rights with swimming, fishing, kayaking, and non-motorized boating, along with easy access to Metro-North, the Taconic State Parkway, Route 6, shopping, dining, and the many outdoor recreational opportunities the Hudson Valley has to offer. Offering income potential, flexible living arrangements, exceptional outdoor living, sweeping year-round views of Junior Lake, and beautifully maintained gardens, this legal two-family presents a rare opportunity to enjoy the best of Hudson Valley living while building long-term value.

18 Sylvan Road, Lake Peekskill

$899,900

3 Beds ⋅ 4 Baths ⋅ 1015872 MLS

Some homes offer more space. Others offer more possibilities. This extraordinary estate offers both. Tucked away at the very end of a private road, this remarkable property spans three separate lots totaling more than an acre of breathtaking, level land while featuring something that's becoming increasingly difficult to find—a true multigenerational layout that genuinely lives like two homes under one roof. The main level encompasses 2,448 square feet of spectacular one-level living with soaring ceilings throughout. The finished walk-out lower level adds another 1,220 square feet with its own private entrance, kitchenette, full bath, half bath, oversized family and dining area, plus three additional rooms ideal for guests, offices, hobbies, or fitness. Whether you're accommodating extended family or simply looking for exceptional flexibility, this setup is incredibly rare. Including the craft room and oversized two-car garage, the building offers well over 4,000 square feet. From the moment you arrive at the circular driveway and welcoming front porch, the striking architecture feels like something from the European countryside. Every detail sets the stage for a home that's anything but ordinary. Step inside the impressive foyer and you'll immediately appreciate the scale of the home. The open floor plan flows beautifully from the living room to the dining room, spacious eat-in kitchen with center island, and family room centered around a wood-burning fireplace. Two sets of glass doors lead to an incredible wraparound deck stretching across the back and side of the home, creating the perfect place to entertain or simply unwind while overlooking the expansive grounds. Down the grand hall, the primary suite offers deck access, a walk-in closet, and a spa-like bath with a jacuzzi tub and separate walk-in shower. Two additional generously sized bedrooms and another full bath complete the main level. Outside is where this estate becomes unforgettable. The expansive backyard feels endless, while each side reveals its own peaceful setting, including a garden-like retreat surrounded by mature landscaping and nature in every direction. Lovingly maintained by its owners, the grounds have been cared for naturally without herbicides or pesticides, encouraging birds, butterflies, and native plants to flourish. Wild mint grows beneath the porch as a natural bug deterrent. Hummingbirds, bluebirds, cardinals, finches, woodpeckers, rabbits, and the occasional doe are regular visitors. Summer evenings bring glowing fireflies, the fragrance of honeysuckle drifting through the air, and homegrown raspberries, blackberries, pears, and peaches ready to enjoy. Practical comforts are equally impressive, including underground utilities, dependable Verizon internet, an elevated setting that has provided peace of mind through the years, and a generous supply of seasoned firewood ready for cozy evenings by the fireplace. Although it feels worlds away, you're only minutes from shopping, dining, commuter routes, and Metro-North. A masterfully positioned retreat in one of Cortlandt Manor's best-kept secrets within the Putnam Valley School District, this is one of those properties that simply can't be duplicated.

56 School Street, Cortlandt Manor

$675,000

3 Beds ⋅ 2 Baths ⋅ 1027371 MLS

Truly a bright and spacious move in condition home in an ideal location....With high ceilings, lots of updates, beautiful flooring (2020), a new Boiler and new A/C condensor & handler- (now a heat pump)-both done in 2023- you will appreciate all this exceptional home offers....The location is perfect- at the end of a cul de sac and just minutes to shopping, restaurants, Hudson River waterfront and less than 5 miles to Metro North- this house checks off all the boxes.....Nothing to do but move in and enjoy your beautiful Trex deck and patio (2017)- so much privacy and the perfect home for entertaining with a huge kitchen open to the dining room..... The lower level will impress you with all the space it offers- perfect for your family room, office, home gym and its walk out- so convenient! The homeowner has lovingly maintained this home- now its time for new owners to enjoy ALL that this home offers.....Make an appointment today to see this one- you will not be disappointed!!!

20 Barger Street, Cortlandt Manor

$629,000

3 Beds ⋅ 2 Baths ⋅ 1010378 MLS

Don’t miss this beautifully maintained raised ranch featuring an updated kitchen with granite countertops and stainless steel appliances. The home offers three good sized bedrooms and two full, updated bathrooms (hall bath is Jack and Jill into primary bedroom). Relax in the sun-filled three-season room, perfect for enjoying your morning coffee or unwinding at the end of the day. Gleaming hardwood floors throughout and skylights! The lower level features an inviting family room with a wood-burning stove, along with a versatile flex room that can serve as a home office, den, or guest area. A one-car garage provides added convenience. The three season room flows out to your own private oasis with a beautifully landscaped yard featuring a heated built-in pool, spacious deck, and stunning patio, ideal for entertaining or simply enjoying outdoor living. Plenty of storage. Special feature is that this property also includes deeded lake rights to the highly desirable Lake Oscawana. The private beach and boat docks are just a short walk away. Enjoy all Lake Oscawana has to offer, including swimming, boating, and fishing. Lake Oscawana permits motorboats, making it the perfect destination for recreation and relaxation. New roof (2026), new hot water heater (2026), electric panel for generator (transfer switch) and 200amp electric. Shed, deck and fencing all replaced in 2019, cast iron wood burning stove (Jotul F3 Oslo stove).

27 Silleck Boulevard, Putnam Valley

$299,900

1 Beds ⋅ 1 Baths ⋅ 1025462 MLS

Why rent when you can own! This charming Roaring Brook Lake home offers an affordable opportunity to enjoy homeownership in one of Putnam Valley's most desirable lake communities. Featuring an open-concept layout with an eat-in kitchen flowing seamlessly into the living room, this cozy home provides comfortable everyday living. Enjoy 1 bedroom, 1 full bath, and a pretty backyard perfect for relaxing, entertaining, or gardening. Ownership includes access to the private Roaring Brook Lake community, where residents enjoy exclusive use of private beaches, swimming, boating, fishing, and year-round recreational activities. Conveniently located near Taconic State Parkway, shopping, restaurants, and Fahnestock State Park, this home is ideal as a full-time residence, weekend retreat, or investment opportunity. A wonderful alternative to renting!

19 Oak Ridge Drive, Putnam Valley

$381,900

2 Beds ⋅ 2 Baths ⋅ 1025569 MLS

This property is eligible under the Freddie Mac First Look Initiative through 08/12/26. Single-family stone farmhouse colonial built in 1916, situated on a gently sloping 0.80-acre lot. The property includes a driveway and a separate building for a one-car garage. Features include 2 bedrooms, 1.5 bathrooms, and an unfinished partial basement. The main level layout includes a large living room, an eat-in kitchen, office and a half bath. The upper level contains both bedrooms and the full bathroom. This property needs work. We have Multiple Offers - Seller is requesting HIGHEST & BEST by 7/21/26 at 10:00a.m.

20 Old Oregon Road, Cortlandt Manor

$649,900

4 Beds ⋅ 2 Baths ⋅ 1021571 MLS

They didn't build many true two-family homes here, which is exactly why 361 Lake Drive is so extraordinary. In fact, it's one of the only ones in town. Whether you're looking for an exceptional investment, a place where rental income helps offset expenses, or a flexible setup where loved ones can live together while maintaining their own privacy, this property offers versatility that is incredibly hard to come by. Then there's the house itself. What sets this home apart is the character you simply cannot recreate. Beautifully updated while honoring its original design, every space showcases timeless qualities and distinguished touches that make it truly special. Stunning built-in bookshelves, original woodwork, antique doorways, a wood-burning fireplace, and graceful flow throughout creates a sense of warmth, charm, and individuality. There are two spacious separate apartments, each with its own private entrance and electric meter, plus an additional landlord meter servicing the basement. Live in one apartment and rent the other, rent both for income, or create the perfect arrangement for extended family or friends. The first apartment offers expansive living and dining spaces, a charming vintage-inspired eat-in kitchen, two comfortable bedrooms, a full bath, office or guest space, and an enclosed porch with seasonal lake views. The kitchen brings so much personality with turquoise cabinetry, crisp white appliances, an antique sink, patterned walls, and a propane stove. Just imagine the meals prepared and gatherings shared in this truly unique space. Upstairs, the second apartment continues the home's timeless character with library-style built-ins, another blissfully updated eat-in kitchen, two additional bedrooms, a bonus room, remodeled bath, and an incredible double terrace overlooking the property with seasonal lake views. Whether you're enjoying morning coffee, working outside with your laptop, or relaxing with a good book, this peaceful outdoor space is sure to become a favorite. Outside, North Beach is just behind the house, and you'll enjoy lake rights to all three neighborhood beaches for kayaking, canoeing, fishing, or simply relaxing by the water. The full walk-out basement offers abundant storage with exciting potential for future finishing. Recent improvements include a roof and water tank replaced approximately six years ago, a first-floor hot water heater replaced just one year ago, a second-floor hot water heater replaced this March, a complete whole-house electrical rewire completed in April 2026 and approved by the town, a remodeled second-floor bathroom, new second-floor kitchen flooring, new first-floor hallway flooring, refinished exterior concrete steps, new Trex steps leading to the back, interior rooms all freshly painted, and the entire exterior has been stripped and completely repainted new! Just minutes from shopping, restaurants, schools, and everyday conveniences, with highways and Metro-North approximately 10 minutes away, commuting to New York City is incredibly convenient. Enjoy easy access to the city while coming home to peaceful lake surroundings. And perhaps the most remarkable part of all... A true two-family home of this size could easily command well over $1 million in New York City. Here, just about an hour from Manhattan, you can own a property with income potential, lake rights, beautiful surroundings, and original character for only $649,900. Properties with this combination of versatility, charm, and setting are truly special and rarely available.

361 Lake Drive, Lake Peekskill

$375,000

2 Beds ⋅ 2 Baths ⋅ 1023793 MLS

The first thing you'll notice isn't the house, it's the property! Stretching across more than one-third of an acre, this is one of the most beautiful parcels in all of Lake Peekskill. Nearly 60 years of loving care have transformed it into a picture of timeless landscaping, with mature trees, lush greenery, and level, manicured grounds that invite you to slow down and stay awhile. It's easy to imagine summer barbecues that linger into the evening, morning coffee surrounded by birdsong, bike rides to the lake, peaceful walks through the neighborhood, and gathering outdoors with the people who matter most. This is the kind of property where memories are made. A charming flower-lined pathway leads you to two welcoming and separate entrances, one with a scenic front porch. Step inside and you're greeted by a graceful dining room that flows naturally into a spacious eat-in kitchen, creating a warm place for everything from holiday meals to quiet mornings with coffee. Just beyond is a sizable living room anchored by a wood-burning fireplace and connected to a sun-filled enclosed porch where walls of windows overlook the spectacular property through every season. The main level also offers a versatile den that has comfortably served as a guest room and third sleeping area for years, but would make an equally wonderful home office or study. A full bath completes the first floor. Upstairs are two generously sized bedrooms, each ready for a fresh vision. While the home could use cosmetic updating, the character, craftsmanship, and solid bones are already here. Downstairs, the possibilities continue. The expansive basement stretches nearly the full length of the home and already includes a half bath with the potential to become a second full bath, offering an incredible opportunity to create more than 2,000 square feet of finished living space. A charming root cellar connected to the garage provides unique storage for wine, preserves, or seasonal items, while thoughtful built-ins and tucked-away storage spaces throughout the home add charm and practicality. Outside is where this property truly stands apart. Whether you're gardening, entertaining, or simply enjoying the peaceful surroundings, this yard offers a setting that's becoming increasingly difficult to find. With a garage and abundant parking, there's room to host, relax, and enjoy every season. Just minutes from the lake, you can spend your days kayaking, canoeing, fishing, or enjoying the beach before heading home to relax outdoors. Hiking trails, schools, shopping, restaurants, grocery stores, doctors, pharmacies, Route 9, major highways, and everything you need are all nearby, with an easy one-hour commute to New York City. Lake Peekskill has long been one of the area's best-kept secrets... a place where nature, recreation, and everyday convenience come together in a way that's hard to replicate. Yes, this home is ready for its next owner to bring fresh ideas and a little TLC. But what can't be created is what's already here: an exceptional property, a solid home filled with heart, and a place that has been loved for generations. Bring your vision, make it your own, and let the next chapter begin.

59 Becker Street, Lake Peekskill

$789,000

3 Beds ⋅ 2 Baths ⋅ 1024757 MLS

Don’t miss this wonderful opportunity to own a charming gentleman’s farm in Putnam Valley. Set on approximately 4 private acres, the property includes a 2,300 sq. ft. main house and an impressive 4,600 sq. ft., two-story barn and a additional out building. With ample space for gardening, fields, parking, livestock, or a home office, this must-see property offers endless possibilities.

490 Peekskill Hollow Road, Putnam Valley

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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.