Carmel Homes with Oil Heating

Welcome to Carmel, New York – a picturesque gem nestled in the heart of Putnam County. Known for its stunning natural beauty, Carmel offers the perfect blend of suburban tranquility and vibrant community life. With its scenic lakes, lush parks, and charming downtown area, residents enjoy a peaceful yet engaging lifestyle that captures the essence of small-town living.

Carmel is a haven for those who appreciate outdoor activities, from hiking the trails of the nearby Appalachian Mountains to enjoying a day of fishing at Lake Gleneida. The town is also rich in history, featuring landmarks such as the historic Carmel Town Hall and the beautiful St. John the Evangelist Church. With a strong sense of community, residents partake in local events, farmers' markets, and festivals throughout the year, fostering connections and friendships that last a lifetime.

When it comes to housing, Carmel offers a variety of options, including homes equipped with oil heating. These residences provide a cozy and efficient way to stay warm during the chilly New York winters. Oil heating systems are known for their reliability and effectiveness, ensuring that your home remains a comfortable sanctuary year-round. Whether you're searching for a quaint cottage or a spacious family home, Carmel's real estate market has something for everyone.

Explore the charm of Carmel, where picturesque landscapes meet a welcoming community, and discover the perfect home that suits your lifestyle. Embrace the warmth of this delightful town and make Carmel your new haven!

Newest Carmel Homes with Oil Heating

$665,000

3 Beds ⋅ 3 Baths ⋅ 1049102 MLS

Privately set at the end of a cul-de-sac, 77 Robin Drive features a well-designed layout with 3 spacious bedrooms including a primary ensuite, a bonus den/office with walk-in closet, and 3 full baths. The spacious eat-in country kitchen features SS appliances, a center island, pantry storage, and abundant counter and cabinet space, with sliding doors leading to the new 38’ X 16’ expansive Trek deck with lighted posts. Enjoy the serene natural surroundings overlooking the 22' X 35' in-ground saltwater pool—a perfect setting for relaxation and outdoor entertaining. The main level includes a cozy living room, updated hall bath, two additional nicely sized bedrooms, and a primary suite with newly renovated bath. The walk out basement offers an additional flexible layout featuring a BONUS den/office, a full bath, laundry area, and convenient access to the one car garage & pool. Refer to the attached Feature Sheet for details on the many updates. Conveniently located near shopping, schools, Metro North w/direct route to NYC, and easy access to Danbury, White Plains, and major highways including 84/684.

77 Robin Drive, Carmel

$639,000

3 Beds ⋅ 4 Baths ⋅ 1048391 MLS

Unique and stunning! If you've been looking for something different... your wait is over. So many special features from the welcoming front entry with built-in seating, circular driveway, huge and impressive entry foyer with built-ins, wainscot walls and dentil moldings, to the striking formal DR showcasing lighted built-ins, dentil & picture frame moldings, and multiple french doors leading to gorgeous multi-level stone & custom tile patios make this one an incredible stand out! Beautiful, spacious & sun-filled granite EIK with breakfast isle, ceramic plank flooring, all SS appliances, recessed lighting, and glass doors to second patio, bringing the outdoors in and perfect for entertaining. Spacious & inviting Great Rm/LR with full wall brick wood burning fireplace surrounded by custom built-ins and storage nooks and a delightful bay window bathing the room in natural light. Rich wood laminate floors cover the LR, hallways and stairs and continue through the Primary ensuite and two additional bedrooms on the second floor. Lovely property is bordered by quaint stone walls and backs to the woods for privacy. Wonderfully finished lower level family room with full bath, lots of storage. Whole house generator, 2 year roof, updated 200 amp electric, so much more. Great community and location with private lake rights, featuring a sandy beach, playground, baseball & soccer fields round out the great package on this incredible home. Come fall in love and make it your own!

45 Hemlock Trail Court, Carmel

$495,000

2 Beds ⋅ 2 Baths ⋅ 1045648 MLS

Welcome to 24 Lake Trail, an inviting ranch in the Hill and Dale Country Club community offering a great opportunity for a starter home, downsizer, or anyone looking for a comfortable place to make their own. The home features a spacious kitchen with stainless steel appliances, a finished lower level offering valuable flexible living space, a one-car garage, and a backyard patio perfect for relaxing or entertaining. One of the highlights of living here is access to Hill and Dale’s community amenities, including the pond and beach, park, playground, basketball court, and tennis court. The annual association fee also includes road maintenance, snow plowing, and trash collection. A welcoming home with flexible living space, outdoor enjoyment, and a true sense of community, ready for its next chapter.

24 Lake Trail, Carmel

$918,000

4 Beds ⋅ 4 Baths ⋅ 1027599 MLS

Welcome to 276 Daisy Lane. From summer days by the pool to weekend game nights downstairs, 276 Daisy Lane delivers an unmatched lifestyle in Carmel. The main floor is designed for seamless daily living and easy entertaining, centered around a spacious kitchen with direct access to both the formal dining room and a cozy living room. Bright, open, and functional, this main level provides an effortless flow between living spaces, making it ideal for both casual family gatherings and hosting guests. Upstairs features four spacious bedrooms, highlighted by a primary suite with high ceilings, a huge walk-in closet, and a Jacuzzi tub. Three additional bedrooms offer flexible room for home office needs, served by a second full hall bathroom. Head downstairs to the fully finished lower level, an incredible leisure space anchored by a dedicated pool table setup and game room that is ready for movie nights, hosting, or a home gym. Outside, your personal summer resort awaits. Step out onto the expansive patio to grill, entertain, or spend quiet afternoons lounging around the pristine in-ground pool surrounded by peaceful greenery. Backyard has a generator that can power the whole house. Location is everything here: enjoy the best of both worlds with a Carmel address paired with North Salem Schools. Plus, commuters will love the convenience, as you are just minutes from I-684 and the Croton Falls Metro-North station for an easy ride into NYC or surrounding hubs. Privacy, an entertainer’s backyard, and a commuter-friendly location, this home has it all. Schedule your tour before it’s gone!

276 Daisy Lane, Carmel

$470,000

3 Beds ⋅ 2 Baths ⋅ 1043567 MLS

Check out this cute-as-a-button Lake Carmel Colonial w/3 spacious bedrooms. The welcoming covered Front Porch invites you in! Once inside, you can't help but notice the wood floors, charming Living Room Fireplace, open Kitchen w/stainless steel appliances less than 1yr old, granite countertops and a Center Island. The large rear deck overlooks a level backyard and offers so many options for outdoor activities. You'll also find on the first floor a Home Office/Study and a tastefully updated Powder Room. Upstairs, are 3 nicely sized Bedrooms w/plenty of closet space and a Full Hall Bath. Located within the Lake Carmel Community giving easy access to the lake and its beaches and walking paths. Convenient to I-84 and the Southeast Train Station, as well as convenient to Restaurants, Shopping, School, Library, Playground and more. To note: Washer/Dryer less than 1yr old. Kitchen Appliances less than 1yr. Boiler 2021.

15 Roslyn Road, Carmel

$844,000

1045063 MLS

Opportunity knocks! Price reflects property and buildings not inventory. Mint condition building which also includes a residential cottage on the property. Parking for 30 cars, high visibility, convenient to train, major highways and shopping. Lake rights, close to reservoir, would make a great bait shop for all those fishermen and women! Town sewer. New shed, driveway and walkways. Handicap accessible.

421-423 Rt-52, Carmel

$550,000

2 Beds ⋅ 2 Baths ⋅ 1027888 MLS

A truly one-of-a-kind custom home where history, craftsmanship, and privacy come together. Featuring two bedrooms, plus a versatile DEN, and one-and-a-half baths and a large, finished walk-out basement offering additional living and recreation space. This distinctive residence was thoughtfully built with authentic cobblestones sourced from the streets of New York City. Rich in character and timeless charm, this unique home offers a sense of history and craftsmanship rarely found in today’s homes. Nestled in a peaceful, private setting surrounded by woods, the property enjoys a beautiful backdrop adjacent to a neighboring horse farm, creating a serene country atmosphere while remaining conveniently close enough to town. A private screened-in porch overlooks the beautifully manicured grounds, providing the perfect spot to relax, entertain, or simply enjoy the peaceful surroundings. A detached two-car garage adds to the functionality of this special property. Numerous recent updates provide peace of mind, including new septic fields and tank, whole-house automatic oversized generator, hot water heater, chimney work, fresh paint and carpeting, new bluestone walkway and front steps, landscaping, and drainage improvements. Hardwood floors and Central AC. 3 Propane tanks for the whole house generator. Whether you're looking for a forever home, a private weekend retreat, or a place with true character and history, this property offers a rare opportunity to enjoy it all. Experience the best of Putnam County with nearby hiking and biking trails, fishing, boating, local restaurants, charming towns, and countless outdoor activities. Close enough to town for everyday convenience, yet private enough to feel worlds away, 811 Farmers Mills Road is truly a special place to call home. DEDUCT $961.97 from the reported taxes in this listing for STAR, if eligible.

811 Farmers Mills Road, Carmel

$489,000

2 Beds ⋅ 3 Baths ⋅ 1043941 MLS

Welcome to 10 Jay Court, a charming Cape Cod-style and beautifully maintained home nestled on a quiet residential setting. This inviting home offers a flexible layout with comfortable living spaces, generous storage, and finished lower-level space that adds tremendous versatility. Enjoy the lifestyle of the Lake Carmel community with included lake privileges! The main level features a welcoming living room with rich, natural hardwood floors, a wood burning stove set within a rustic stone surround and two large double-hung windows allowing for abundant natural light. The dining room nearby offers a lovely picture window, hardwood flooring and wood framed French doors leading to a large 14x22 deck; making it ideal for everyday dining and entertaining. A functional kitchen flows seamlessly into the dining area with warm wood cabinetry, tile flooring and ample countertop space. Adjacent to the kitchen, the main level also features a convenient half bath. The upper level offers two comfortable rooms, a walk-in closet, a full bathroom, along with a spacious hall walk-in storage closet featuring washer/dryer hookup, providing convenient laundry options and excellent storage. The upstairs hallway features pull-down attic stairs for easy access to additional storage. The finished walk-out lower level expands the home's living potential with tile flooring throughout and a dedicated laundry area thoughtfully concealed behind louvered French doors. The lower level offers ample flexible space, including a family room, entertainment/recreation area, and potential office space, along with a spacious full bathroom featuring custom built-in storage cabinetry. Walk-out access provides added convenience and natural connection to the outdoors. Additional features include central air conditioning and mini wall units, as well as oil-fired heating with the boiler and oil tank neatly enclosed within the basement area. This home is also equipped with a central vacuum system for added convenience. Outside, a generously sized storage shed provides additional space for tools, equipment, and seasonal items. With its distinctive Cape Cod character, flexible finished space, multiple storage areas, outdoor living potential, and convenient location; this home offers a wonderful opportunity to create a space that fits your lifestyle. Come see all that 10 Jay Ct. has to offer!

10 Jay Court, Carmel

$610,000

3 Beds ⋅ 3 Baths ⋅ 1041819 MLS

Set back from the road on 2.66 private acres, this well-maintained 3-bedroom, 2.5-bath Cape offers a comfortable home with plenty of space and privacy. The property provides a nice country setting while still being conveniently located close to everyday amenities. Inside, hardwood floors run throughout the home, adding warmth and character. The eat-in kitchen features stainless steel appliances and opens to the main living areas. A formal dining room provides a great space for meals and entertaining, while the living room features a cozy fireplace. The spacious family room offers plenty of room for relaxing and gatherings, with French doors leading to a large deck overlooking the backyard. The primary bedroom includes its own private bathroom, while two additional bedrooms offer flexibility for family, guests, or a home office. The large deck and private backyard provide a great place to enjoy morning coffee, summer barbecues, or time outdoors. A full basement, currently used as a workshop, offers additional space and plenty of possibilities for hobbies, recreation, a home gym, studio, workshop, or storage. For those who enjoy the outdoors, nearby hiking, fishing, boating, and other year-round recreational activities are easily accessible. The home is also conveniently located near major highways, shopping, schools, restaurants, and train transportation. Located just over an hour from New York City, offering a convenient option for commuters. With 2.66 acres, a practical layout, generous living space, and a convenient location, this Cape offers a comfortable place to call home with plenty of room to make it your own.

568 Farmers Mills Road, Carmel

$920,000

4 Beds ⋅ 3 Baths ⋅ 1043698 MLS

Lives like a six-bedroom home. Welcome to 242 Seminary Hill Road, a true masterpiece where timeless elegance, craftsmanship, and modern comfort unite. From the moment you enter, the home's character and quality are unmistakable. Lavish wood flooring flows throughout, creating warmth and complementing the home's sophisticated architectural details. At the heart of the main living space is a grand stone fireplace, serving as a magnificent centerpiece and an inviting gathering place. The beautifully updated kitchen features granite countertops and flows seamlessly into the dining and living areas in an open-concept design—perfect for entertaining. The generously proportioned interior offers room to spread out, entertain, work from home, and accommodate guests with ease. There is a first floor bedroom and all of the bathrooms are beautifully updated. Enjoy the summer thunderstorms with true peace of mind as the property is equipped with a whole-house generator. Outside, your private oasis awaits on almost two acres with picturesque seating areas, as well as the elegant vermiculite pool. Imagine warm summer afternoons sipping cool lemonade poolside, and evenings entertaining under the stars and chasing fireflies across your own private backyard. As a commuter, you are just minutes to Route 684, Route 22, Route 6 and the Croton Falls Metro North Train Station. Additionally, this home is just minutes to Putnam Hospital, shopping and restaurants, Carmada park and lake Gilead With its expansive grounds, exceptional privacy, inviting interior, and resort-like outdoor setting, 242 Seminary Hill Road is more than a home—it is a lifestyle.

242 Seminary Hill Road, Carmel

$529,000

4 Beds ⋅ 2 Baths ⋅ 1041331 MLS

Very desirable, expandable 4 Bedroom Cape in the Mahopac School District. Well maintained in a quiet neighborhood on a Cul de Sac shared with only 2 other homes. The property borders a horse farm and is in close proximity to the West Branch Reservoir with seasonal reservoir and farm views. The home features 4 BR's, 2 Baths, hardwood floors, masonry fireplace, new septic tank, recent oil burner and windows. Full Walk-Out basement (630 sq. ft. not incl in total sq. ft.) with slider's to a brick patio and large back yard. Great location and best 4 Bedroom value in the Mahopac CSD.

72 Ann Road, Carmel

$499,995

3 Beds ⋅ 3 Baths ⋅ 1041299 MLS

Charming Lake Carmel Cottage with Lake Rights! Welcome to this beautifully maintained and thoughtfully updated Lake Carmel cottage, offering the perfect blend of charm, comfort, and convenience. This inviting home features two bedrooms on the main level and a spacious primary suite on the second floor complete with a private bath. Despite its cottage charm, the home offers an efficient layout with comfortable living spaces and plenty of room to enjoy. Ideally located with lake rights to Lake Carmel, this property provides easy access to outdoor recreation while remaining close to everyday conveniences. Enjoy proximity to shopping, dining, parks, Metro-North, major commuter routes, and I-84, making travel and commuting a breeze. Whether you’re looking for a year-round residence or a weekend escape, this charming cottage offers an exceptional opportunity to enjoy the Lake Carmel lifestyle.

25 E Croton Drive, Carmel

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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.