Carmel Homes with Hot Water Heating

Welcome to Carmel, New York, a picturesque town nestled in the heart of Putnam County. Known for its stunning natural beauty and vibrant community, Carmel offers an idyllic blend of suburban charm and outdoor adventure. With its scenic landscapes, serene lakes, and lush parks, residents enjoy a tranquil lifestyle that is just a short drive from the bustling energy of New York City.

Carmel is renowned for its rich history and cultural offerings, including charming boutiques, delightful eateries, and a variety of recreational activities. Whether you’re exploring the scenic trails of the nearby Appalachian Trail or enjoying a day at the tranquil Lake Mahopac, there’s something for everyone in this welcoming community. The town is also home to several excellent schools, making it a fantastic place for families to settle down.

When it comes to real estate, Carmel boasts a diverse selection of homes, including those equipped with hot water heating systems. These homes provide not only comfort but also energy efficiency, ensuring that your living space remains cozy during the colder months. With a range of architectural styles and sizes, you're sure to find a home that perfectly fits your lifestyle and needs.

Embrace the charm of Carmel, where the beauty of nature meets the warmth of community. Whether you’re looking for a peaceful retreat or a family-friendly neighborhood, Carmel offers an enviable quality of life that is hard to resist. Come discover your dream home in this enchanting town!

Newest Carmel Homes with Hot Water Heating

$440,000

2 Beds ⋅ 1 Baths ⋅ 1030953 MLS

Full of character and timeless charm, this unique property offers a peaceful rustic setting in a quiet neighborhood while remaining conveniently close to grocery shopping and everyday essentials. Thoughtful recent improvements provide added value and peace of mind, including a new roof, well pump, water filter, water softener, septic tank, and driveway. Combining country appeal with modern updates, this property presents an excellent opportunity to enjoy a distinctive home in a desirable location.

35 Birch Trail, Carmel

$625,000

3 Beds ⋅ 2 Baths ⋅ 1017833 MLS

Welcome to this charming 3-bedroom, 2-bath ranch home located in the desirable High View Estates. Set on a beautifully maintained property, this home offers the perfect blend of comfort, functionality, and outdoor enjoyment. Step inside to a spacious living room featuring a cozy wood-burning fireplace that flows seamlessly into the kitchen and dining area. The updated kitchen boasts newly installed stainless-steel appliances, granite countertops, and a sliding glass door leading to a large entertainment deck with scenic country views. The main level features a primary bedroom with an en-suite bath, two additional bedrooms, and a full hall bathroom complete with a relaxing whirlpool tub. The finished lower level provides a versatile multi-purpose space ideal for entertaining, a home office, recreation room, or gym. You'll also find abundant storage, a laundry area, and convenient walkout access to the backyard. Outside, enjoy your private oasis featuring a huge, well-kept backyard and an inviting in-ground pool—perfect for summer gatherings and family fun. Additional highlights include: -New roof and gutters installed in Fall 2023 -Attached 2-car garage with automatic opener -Large driveway with ample parking -Beautiful country views -Plenty of indoor and outdoor space for entertaining Move right in and enjoy all that this wonderful High View Estates home has to offer!

87 High View Drive, Carmel

$419,000

3 Beds ⋅ 2 Baths ⋅ 987438 MLS

This mid-century modern residence, custom built in 1960, blends architectural design with contemporary comfort. Privately set on nearly one acre (.92 acres) within a neighborhood setting, this striking home delivers both seclusion and convenience. Spanning approximately 2646 sq. ft. across three thoughtfully designed levels, the home features, 3 bedrooms and 2 baths enhanced by soaring ceilings, wood flooring and large windows that invite natural light throughout. Distinctive architectural elements including spiral staircases add visual interest. The main level features an updated eat in kitchen with custom wood cabinets, granite counters and stainless steel appliances. The living room is anchored by a wood burning fireplace creating a warm and sophisticated atmosphere. Two bedrooms are located on this level, one with an en-suite bath and direct outdoor access. There is a full bath in the hallway Upstairs: there is a dramatic retreat consisting of a large bedroom, and flexible home office loft space. The full lower level (approximately)756 sq. ft. included in total square feet offers excellent useable space. This area includes a pellet stove, laundry area, mechanicals, 2 car garage, abundant storage and walk- out access to a private patio. Outdoor living is impressive, highlighted by a large wrap around deck overlooking the expansive property. Additionally there are three heating zones - approximately 20 years old. Oil tank is in the two car garage. Septic system serviced 2/11/26; furnace is approximately 15 years old, serviced one year or so ago. Heat costs $400 per month; electric, $171 per month.. Roof -8 years. All costs and dates are approximate. Private garbage collecting; $90.39 per month. If applicable, star savings is $961.67 Note: dishwasher is not working and seller cannot take care of it or address any repairs . Fireplace has not been used in decades.; as it is. This home is part of an estate and is sold, strictly "As is, Where is." Seller prefers an all cash transaction. Seller is unable to address any repairs, concerns, etc. House is priced considering any and all repairs needed or wanted by buyers. This is a distinctive home with so much potential for those who appreciate architectural character, privacy and space.

58 Kentview Drive, Carmel

$326,900

2 Beds ⋅ 2 Baths ⋅ 1017873 MLS

Vista on The Lake is a Condominium complex adjacent to the magnificent Croton Falls Reservoir and surrounded by acres of forest. This is a commuters delight conveniently located to Croton Falls, Brewster and Brewster North Train Stations. Easy access to I-84 and I-684 for those commuting to CT, Dutchess County, Westchester County and NYC. There are 2 shopping centers located within 3 miles of the complex and larger stores close by in NY and CT. Vista is comprised of 9 buildings which are surrounded by paved walkways for those who enjoy walking. There is a beautiful Pool, Clubhouse, Playground, Volleyball, and Fire Pit to enjoy. The grounds are professionally maintained by Landscapers and garbage and snow removal are included in the monthly common charges. Professional lighting illuminates the parking areas and complex and each owner can design their own landscaping in a designated area outside the unit. Row-boating and fishing are available on the reservoir with required permits. Unit 202 is the only condo with an original owner and overlooks the most magnificent views in the entire complex. A brand-new balcony affords total privacy and quiet from the front parking lot and overlooks a beautiful field where deer can frequently be admired. In the winter, get a glimpse of the beautiful reservoir. This upper corner unit is the largest with 1045 square feet containing two 2 bedrooms, 2 bathrooms, large living room and dining area. With fresh pant throughout and carpets professionally cleaned, this unit is ready to go. As you enter through the newly replaced insulated front door, there are 15 steps leading to the unit which is all on one level. If stairs are not your thing, this unit has a removable newly installed chair lift that can comfortably transport you up and down the stairs. Fully air conditioned with a new AC Unit in the living/dining area and separate AC units in each bedroom. Thermostatically controlled electric heat and wall heaters in each bathroom will keep you cozy and warm. The Master bathroom has been tastefully renovated and includes a beautiful large shower with safety rails and elevated toilet. Storage is never a problem with multiple large closets and access to a private storage room. This unit has a full-size washer (New) and dryer conveniently located in the kitchen area. Stove – glass top electric has been replaced and there is a new refrigerator. A recently replaced water heater provides plenty of hot water.

202 Vista On The Lake, Carmel

$515,000

3 Beds ⋅ 2 Baths ⋅ 1018740 MLS

Welcome home to this well-maintained 3-bedroom, 2 full bath Raised Ranch nestled in a sought-after lake community with deeded rights to South Lake—perfect for paddle boating, fishing, and canoeing. The main level features beautiful hardwood floors throughout, some freshly painted rooms, and a bright, inviting layout with a spacious living room, dining area, three comfortable bedrooms, and a full bath. The finished lower level offers a generous family room highlighted by a cozy wood-burning stove, creating the perfect space to relax, entertain, or gather with family and friends. A second full bath adds convenience and flexibility for guests, a home office, or extended living. Step outside to enjoy the private backyard with a peaceful wooded rear border, offering plenty of space to unwind, entertain, or simply enjoy nature. A storage shed provides additional room for lawn equipment, tools, and outdoor gear, while the attached 2-car garage offers everyday convenience. Recent updates include a brand-new roof (2026), renovated lower-level full bath (within the last 2 years), updated kitchen (approximately 5 years ago), and a new boiler (2022/2023), giving buyers added peace of mind. Enjoy the best of both worlds—peaceful lake living with modern convenience. Located less than 4 miles (approximately 9 minutes) from I-84 and just 18 minutes to the Southeast Metro-North Train Station, this home offers an easy commute while allowing you to enjoy the year-round lifestyle and recreational opportunities this wonderful lake community has to offer.

138 Kent Shore Drive, Carmel

$550,000

3 Beds ⋅ 3 Baths ⋅ 1015938 MLS

Welcome to 1 Union Road, a beautifully maintained legal two-family hi-ranch set on a level .21 acre lot in the heart of Carmel, NY. Whether you're looking for a smart investment, multi-generational living, or the benefit of rental income to offset your mortgage, this versatile property checks every box. The main level offers three spacious bedrooms and two full baths, highlighted by cathedral ceilings in the kitchen that flood the space with natural light and an open, airy feel. Thoughtfully maintained throughout, the upper level is move in ready and full of warmth and character. Step out to the back deck and enjoy the fully level yard, a rare find and perfect for outdoor entertaining, summer gatherings, or simply unwinding at the end of the day. The lower level features a fully equipped legal apartment with its own kitchen and a private walk out directly to the backyard, offering comfort and independence for extended family or a tenant. With a roof approximately 10 years old and the home's overall meticulous upkeep, there is nothing to do but move in and enjoy. Location adds even more appeal. Situated in the highly regarded Carmel Central School District. Outdoor recreation abounds with nearby Lake Gleneida, Lake Mahopac, Sycamore Town Park, and Centennial Golf Club just minutes away. Commuters will love the easy access to I-84 and Metro-North's Hudson Line, putting White Plains and New York City well within reach. Shopping, dining, and everyday conveniences are all close at hand. A rare opportunity to own a turn key, income producing property in one of Putnam County's most desirable communities. Don't miss it. ** Whole house portable generator included and there are hardwood floors under all carpets upstairs**

1 Union Road, Carmel

$615,000

4 Beds ⋅ 3 Baths ⋅ 1007023 MLS

Nestled in the tranquil Kent Lakes enclave of Carmel, this beautifully updated 4-bedroom, 3-bathroom ranch-style home spans approximately 2,400 square feet on a generous 1.04-acre lot. Built in 1988, the residence blends timeless charm with modern upgrades, including a fully renovated kitchen completed in 2024, a new well tank, and a two-year-old water filtration system. Enjoy outdoor living on the low-maintenance Trex deck and stylish stone patio, perfect for relaxing or entertaining. Nearby, residents have easy access to Edward Ryan Memorial Park with its sports fields, playgrounds, and fitness trails, as well as Clarence Fahnestock State Park for hiking, boating, and camping. Fitness enthusiasts will appreciate Gold’s Gym and Putnam Fitness & Racquet Club just a short drive away. Everyday conveniences like ShopRite, Carmel Cinemas, local cafés, and Putnam Hospital Center are all within easy reach, making this home the perfect blend of comfort, style, and convenience. Don’t miss your chance, schedule a showing today and experience the best of Carmel living!

73 Kentview Drive, Carmel

$550,000

2 Beds ⋅ 1 Baths ⋅ 1001735 MLS

2 unit building, close to town, commuting, shopping, restaurants

18 Church Street, Carmel

$650,000

988865 MLS

Two Separate Homes – Sold Together! Unique opportunity to own two properties in one package with winter lake views, lake rights, and beach access. Perfect for owner-occupants or investors—live in one and rent the other. #65 features 2 bedrooms, 2 full bathrooms, a cozy fireplace, and a spacious deck—ideal for relaxing or entertaining. #67 Features 1 Bedroom, 1 bath, a large deck and a nice private yard. Both homes include generator hookups and provide a private, peaceful setting, yet are conveniently located for commuters. As Is Sale

67 Worthington Court E Unit #65, Carmel

$1,399,000

6 Beds ⋅ 7 Baths ⋅ 916431 MLS

Set on 36 acres along one of the area's most beautiful roads, 898 Gipsy Trail Road feels like a private country retreat overlooking Bird Pond. This estate was built as a place for gathering, with six bedrooms, six bathrooms, and a layout designed to welcome family and friends with ease. The foyer sits at the heart of the home, connecting the spaces that define the main level. To one side, the primary suite offers its own fireplace and a quiet retreat. Nearby, an additional bedroom provides flexibility for guests. The main living room opens to the back deck and frames sweeping lawn and lake views, while the dining room and chef’s kitchen create a natural hub for entertaining. A second living room and a sunroom with a dramatic stone fireplace add yet more options for relaxation in every season. Upstairs, four bedrooms are balanced by a bright family room at the center, ideal for gathering or play. The walk-out lower level extends the living space with a bonus room, two oversized playrooms, a sauna, and a full bath. Outdoors, the property stretches in every direction. Rolling lawns slope down toward the pond, while an expansive pool with pool house anchors the summer setting. More than a house, this is a true compound, an escape that can host generations, while being just minutes to the Trail Club & highways to be in the city in 1 hour. Taxes being grieved.

898 Gipsy Trail Road, Carmel

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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.