Carmel Homes under $600,000

Welcome to the charming town of Carmel, New York, where picturesque landscapes meet a vibrant community spirit. Nestled in Putnam County, just an hour north of Manhattan, Carmel offers a serene escape from the hustle and bustle of city life while providing easy access to all the amenities you desire.

Carmel is renowned for its stunning natural beauty, featuring lush parks, tranquil lakes, and scenic hiking trails. The town is home to the breathtaking Lake Mahopac, which serves as a hub for outdoor activities like fishing, boating, and swimming during the warm months. Additionally, the local parks are perfect for family picnics, nature walks, and recreational sports, making it an ideal place for families and outdoor enthusiasts alike.

One of the most appealing aspects of Carmel is its diverse real estate market, where you can find charming homes under $600,000. Whether you’re searching for a cozy single-family residence, a spacious townhouse, or a charming cottage, the options are plentiful. These affordable homes often feature beautiful yards, modern amenities, and proximity to local schools and shopping centers, making them perfect for first-time buyers or those looking to downsize.

Carmel also boasts a warm, welcoming community with excellent schools, local eateries, and cultural attractions. The town is rich in history, with quaint shops and art galleries that reflect its unique character. With its perfect blend of suburban charm and natural beauty, Carmel is not just a place to live—it’s a place to thrive. Discover your dream home in this idyllic town today!

Newest Carmel Homes under $600,000

$419,000

2 Beds ⋅ 1 Baths ⋅ 1060058 MLS

Fully renovated ranch-style Cape, privately set on 1 acre with a brand-new roof and windows! The first floor features refinished hardwood floors, two bedrooms, a new full bath with designer tile, new interior doors, and a brand new kitchen with granite countertops and access to a peaceful outdoor setting with a stone patio and enclosed screened-in porch. The 2nd floor 300 square foot walk-up attic, not included in the total square footage, offers a spacious bonus room with brand new carpeting, ideal for a home office or guest space. The basement provides a family room, ample storage, and washer/dryer hookups. Off the garage is a workshop area with utility sink. Set back from the main road, the property offers a blend of wooded and open space while remaining conveniently located near Mahopac’s parks, recreation, farmers market, restaurants, and more.

159 Crane Road, Carmel

$529,000

3 Beds ⋅ 3 Baths ⋅ 1059576 MLS

Desirable cul-de-sac location just off Westgate Terrace! This beautiful Raised Ranch offers comfortable living in a convenient location, just minutes from I-84, Metro-North, local schools, and the lake. Hardwood floors flow throughout the main level, featuring a welcoming living room with pellet stove. The lower level provides additional living space with a spacious family room and second pellet stove, perfect for relaxing or entertaining. Step outside and enjoy the expansive wraparound deck, conveniently accessible from both the kitchen and living room, overlooking beautiful perennial landscaping. A two-car garage provides plenty of parking and storage. With its inviting interior, desirable location, and wonderful outdoor space, this home offers the perfect combination of comfort, convenience, and charm. A number of updates have been done throughout the home.

8 Dover Lane, Carmel

$425,000

3 Beds ⋅ 1 Baths ⋅ 1059852 MLS

A sun-filled home tucked into the rolling landscape of Carmel, where hardwood floors, leafy windows, and an easy floor plan make everyday life feel just a little more tranquil. Just 1.5 hours from NYC, 50 Horsepound Road is a quietly charming home with a picturesque relationship to its surroundings. Built in 1960 and set on just over half an acre, this well-maintained property has the scale and simplicity that make houses of this era so enduring: comfortable proportions, straightforward architecture, and a connection to the outdoors. Inside, the living room is generous and opens through a broad arched doorway to a bright dining area wrapped in windows and greenery. It is a particularly lovely spot in the house with breakfast in the morning sun, long dinners in the evening, and the changing seasons just beyond the glass. The ridgeline view can be enjoyed from the eat-in kitchen and living room, while a beautiful Japanese maple sits just outside the dining area. Hardwood floors span throughout the living room and three bedrooms, which offer flexibility for full-time living, weekends away, or the increasingly useful home office or studio room. The rooms flow comfortably to one another, each with its own closet and natural light through Andersen windows throughout. Outside, the property sits within the soft hills and mature landscape that make this pocket of Putnam County so appealing. Trees frame the house as the terrain rises and falls around it, while the reality of proximity to everyday shopping tempers the feeling of being in the country. The large back deck offers enough space for outdoor dining parties and relaxing evenings. The backyard is perfect for a pool or vegetable garden. Recent improvements include a new roof in 2018, a new 30-gallon water heater in 2021, a new well pump and gutter system in 2022, and a new oil tank in 2025. The house is being sold with a 550v portable generator.

50 Horsepound Road, Carmel

$399,900

2 Beds ⋅ 2 Baths ⋅ 1057279 MLS

LAKEFRONT LIVING — Vacation All Year Long!Escape to your own private retreat and enjoy the beauty of Lake Carmel year-round. Whether you’re looking for peaceful weekends in the country or a place to enjoy every season, this charming lakefront home offers spectacular views and endless opportunities to relax and unwind. Step inside and immediately take in the breathtaking lake views through the large windows that fill the sunny breakfast room and spacious living room with natural light. The light filled kitchen offers plenty of counter space for preparing meals, while the adjacent dining room with vaulted ceilings provides the perfect setting for entertaining all while enjoying picturesque views of the lake. Retreat to the primary bedroom, where a large picture window offers a front-row view of Lake Carmel. Imagine waking up each morning to sparkling water just outside your window. This level also features a second bedroom, a full hall bath, and a convenient washer and dryer. The lower level provides even more space to relax and enjoy the lake lifestyle, featuring a versatile den/office, full bathroom, laundry room and spacious family room with direct access to the back patio. Step outside and take in the peaceful lake views from the patio, which stretches across the rear of the home and creates the perfect spot for morning coffee, outdoor dining, or simply unwinding at the end of the day. Enjoy kayaking along with other non-motorized water activities, or simply spend countless hours soaking up the beauty of your waterfront surroundings.Recent updates include fresh paint and new carpeting. Offered AS-IS, the home is ready for your vision and provides an opportunity to renovate and create your own lakefront retreat.

165 W Lakeshore Drive, Carmel

$200,000

1 Beds ⋅ 1 Baths ⋅ 1057375 MLS

Welcome to this beautifully appointed second-floor residence in the Fox Run community, where thoughtful updates, inviting living spaces, and a prime location come together with ease. The light-filled living room is enhanced by hardwood floors and recessed lighting, with a door opening to a private balcony that provides a lovely extension of the living space. The eat-in kitchen blends style and functionality with contemporary cabinetry, tile flooring, recessed lighting, and newer appliances. The generously proportioned bedroom offers a peaceful retreat with new carpeting and its own sliding glass doors leading to the balcony. A tastefully renovated full bath features stylish fixtures. Freshly painted throughout, the residence also benefits from upgraded plumbing and windows, tile flooring in the entry, energy-efficient water-filled electric baseboard heating, a new water heater, and a new wall-mounted air-conditioning unit—valuable improvements that enhance year-round comfort and efficiency. One assigned parking space plus an additional visitor space provides added convenience. Fox Run residents also enjoy a swimming pool with bathroom and changing room, playground, on-site laundry facilities, and private storage. Ideally positioned near the Metro-North train station, I-684, I-84, shopping, dining, and everyday conveniences, this move-in-ready residence presents an appealing combination of refined finishes, easy living, and exceptional accessibility.

319 Fox Run Lane, Carmel

$549,000

3 Beds ⋅ 2 Baths ⋅ 1057439 MLS

Welcome to 11 Everett Road in Carmel, NY — a warm and inviting 3-bedroom, 2-bath home offering comfortable living with thoughtful updates and plenty of flexible space. The updated kitchen provides a fresh, functional setting for everyday living and entertaining, while the updated baths add a clean, modern feel. A finished basement expands the living space even further and includes a den, making it ideal for a home office, family room, playroom, gym, or guest space. Additional storage throughout the home provides plenty of room to stay organized, while the new driveway adds both convenience and curb appeal. With a versatile layout, thoughtful updates, and additional finished space, this move-in-ready home offers comfort and functionality in a convenient Carmel location close to shopping, dining, recreation, and major commuter routes. Don't miss the opportunity to make 11 Everett Road your new home!

11 Everett Road, Carmel

$350,000

2 Beds ⋅ 1 Baths ⋅ 1056310 MLS

Most Lake Carmel cottages make you choose between the lake and elbow room. 37 Woodstock Road doesn't. Picture mornings on the lake and evenings by the fire: a single-level ranch on nearly a third of an acre — 13,068 square feet with 111 feet of frontage, one of the more generous lots in the community. At 1,114 square feet, it lives larger than the typical lake cottage: two bedrooms, a full bath, and a living room built around a wood-burning fireplace, everything on one easy floor. Outside, the yard is ready for a vegetable garden, a fire pit, a patio for summer dinners — or simply breathing room. Lake Carmel community rights include the private beaches, the lake and its walking paths. Swim and paddle in summer, walk the shoreline when the leaves turn, and watch the fireworks over the water. Why share walls and pay condo fees when you can own a detached home with lake rights? Enjoy it year-round or as a weekend retreat — Carmel Central School District, minutes to Route 52, I-84 and the Southeast Metro-North station, about 60 miles from New York City. Arrive in time for fall, when the fireplace earns its keep.

37 Woodstock Road, Carmel

$599,000

4 Beds ⋅ 3 Baths ⋅ 1051136 MLS

After 55 years of ownership, this classic 4-bedroom, 2.5-bath Colonial is ready for its next chapter. Offering a thoughtful layout, generous living spaces, and a property with the potential to shine, this home provides the perfect foundation for today’s homeowners to create something truly their own. The traditional Colonial floor plan offers plenty of room for everyday living, entertaining, and working from home, with four bedrooms and two-and-a-half baths providing the space today's buyers are looking for. An expansive kitchen and oversized deck provide a wonderful gathering space for relatives and friends, whether you're hosting summer barbecues, enjoying morning coffee, or simply taking advantage of the home's indoor-outdoor flow. While the home would benefit from some TLC and cosmetic updates, its layout, location, and property make it an exciting opportunity for buyers looking to add their own style and vision while building equity. The basement adds another layer of versatility, with space that could easily be transformed into a man cave, workshop, hobby area, home gym, or recreation space. There is also plenty of storage for seasonal items, outdoor furniture, sports equipment, and all the extras that come with enjoying your home and property. A Commuter's Dream with just under 2 miles to Harlem line-Croton Falls Metro North Station. For more than five decades, this home has been under the same ownership serving as the backdrop for many years of life and memories. Now, it's ready for a new owner to bring fresh energy and make it their own. Bring your imagination and create the home you've been looking for!

743 Union Valley Road, Carmel

$550,000

3 Beds ⋅ 3 Baths ⋅ 1054594 MLS

Nestled in the scenic area of Kent Cliffs and surrounded by watershed property, this expanded Cape enjoys a truly picturesque setting highlighted by beautiful pond views and a peaceful natural landscape. The tranquil water enhances the home's sense of privacy and seclusion, creating a serene backdrop in every season. From changing colors reflected across the water to the stillness of a quiet morning, the captivating views offer a wonderful connection to nature right outside your door. Once inside, a spacious and versatile floor plan offers plenty of room to bring your personal style and vision. While some updating is needed, several important improvements have already been made, including upgraded 200-amp electrical service, a new hot water heater, a recently installed radon mitigation system, and a new burner for the boiler. The living room is rich with character, featuring warm wood walls, a stone fireplace, built-ins, and a large picture window framing the water views. The inviting family room features slate floors, a wood-burning stove, and access to the deck above the garage, extending the living space outdoors, while the generously sized dining room offers direct access to the backyard. With abundant living spaces and a dining room designed to accommodate a crowd, the home lends itself beautifully to entertaining and gatherings both large and small. An eat-in kitchen with oak cabinetry and a den with a full bath complete the first level. Upstairs, the oversized primary bedroom features a private full bath, two closets conveniently located off the bath area, plus a walk-in closet with access to attic storage. Two additional bedrooms, an office, and another full bath complete the second level. A whole-house attic fan helps circulate fresh air throughout the home, while wall and window air-conditioning units provide additional cooling. Generous storage can be found throughout, with multiple closets, attic storage, and additional space in the two-car garage providing plenty of room to keep everything organized. If outdoor recreation is an integral part of your lifestyle, you'll appreciate the abundance of nearby opportunities for hiking, fishing, boating, and exploring the area's parks, trails, lakes, and preserved lands. Yet despite its peaceful setting, the property is conveniently located near shopping, dining, and major highways, offering an appealing balance of privacy and accessibility. With its spacious expanded layout, beautiful pond views, natural surroundings, abundant storage, and endless possibilities to make it your own, this property offers a unique opportunity to create a home where the scenery is every bit as special as the setting.

41 Richardsville Road, Carmel

$399,000

2 Beds ⋅ 2 Baths ⋅ 1055788 MLS

Cozy cottage with views of Lake Carmel... Pretty lake views, lake rights and a spacious deck for relaxing or entertaining —here is your opportunity to enjoy the Lake Carmel lifestyle! This inviting 2-bedroom, 1.5-bath home was renovated in 2004, is move-in ready and has a huge 2nd floor bonus room. Offering a comfortable, easy-to-maintain layout ideal for first-time buyers, weekenders or those looking to downsize. Relax or entertain on the spacious deck while taking in the lake views, and enjoy the added convenience of plenty of off-street parking. The partially fenced property can easily be completed for pets or play, while lake rights offer the opportunity to enjoy days by the water just moments from home. The property has a nice blend of privacy, lake views and a bountiful garden just waiting for you to enjoy. If you enjoy fishing or breathing fresh air and walking around the lake, nature is calling! Whether you're searching for a first home, weekend getaway, or a simple place to call home, this cozy lake-view cottage offers the perfect setting to slow down and enjoy every season. Convenient to shopping, dining, Metro-North and major roadways — an affordable opportunity to enjoy lake living in the Hudson Valley!

556 Route 52, Carmel

$600,000

3 Beds ⋅ 3 Baths ⋅ 1054267 MLS

Are you only looking in Westchester- please rethink your decision- this house is amazing- absolutely move in condition- meticulously cared for by the owner and the house is right out of a magazine- so much natural light and space and such a beautiful country setting yet so convenient to all.....Lots of updates- must see to appreciate and do you like to entertain? So peaceful & relaxing sitting on the back trex deck- feels like a vacation spot and this house can be yours!!! With high ceilings, skylight and an open floor plan, you will want to call this place "HOME".....And wait until you see the master suite- truly an oasis!! With glass block walls, gorgeous hardwood floors throughout, lots of storage, town water and sewer, a perfect office, new roof, new windows, new front & patio doors, new split A/C system, gorgeous property and so many unique features you will love this house!! Call today and make an appointment to see this incredible home!!

17 Glenna Drive, Carmel

$499,000

3 Beds ⋅ 1 Baths ⋅ 1053119 MLS

Welcome to home to 13 Fairfield Road, a beautifully maintained home offering more space, charm and versatility than you might expect! Step inside to find a warm and inviting interior filled with thoughtful details, including beautiful wood ceilings in the bonus front room, a bay window, built-ins, pocket doors and generously sized rooms. The kitchen features gorgeous butcher block countertops, tile flooring and plenty of cabinetry, while the spacious living areas provide lots of room to relax and gather in front of the fireplace. The dining room is right off the kitchen and is perfect for holiday entertaining. The updated bath cleverly includes a washer and dryer tucked behind sliding closed doors for convenient main-level laundry. Comfortable bedrooms offer great space, with additional finished living space upstairs perfect for a bedroom, home office, guest space or whatever suits your needs. Outside is where the fun really begins! Enjoy a large deck, covered gazebo, above-ground pool and a level, beautifully kept yard with plenty of room for summer entertaining, gardening or simply relaxing. If the pool isn't enough then head over to beautiful Lake Carmel, offering even more opportunities to enjoy the outdoors, from relaxing by the water, walking the trails, to making the most of warm summer days. It’s like having a little vacation spot right in your own neighborhood! Conveniently located in Carmel Hamlet, with nearby recreation, parks and lake access, this lovingly cared-for home is ready for its next chapter. Move right in and make it yours!

13 Fairfield Road, Carmel

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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.