Carmel Homes with Septic Tank Sewer

Welcome to the enchanting town of Carmel, New York, nestled in the picturesque Putnam County. Known for its serene landscapes and vibrant community, Carmel offers a perfect blend of suburban charm and natural beauty. With its stunning lakes, rolling hills, and lush parks, residents enjoy an array of outdoor activities, from hiking and fishing to leisurely strolls along the scenic trails.

Carmel boasts a rich history and a welcoming atmosphere, making it an ideal place for families and individuals alike. The town is home to excellent schools, diverse dining options, and a variety of local shops, ensuring that everything you need is just a stone's throw away. Additionally, the community hosts numerous events throughout the year, fostering a strong sense of belonging among its residents.

When it comes to real estate, Carmel features a variety of homes that cater to different lifestyles and preferences. Many properties in this area utilize septic tank sewer systems, providing a reliable and efficient waste management solution. This is particularly advantageous for those seeking homes with spacious lots and the tranquility of rural living, as septic systems often allow for more flexibility in property use and landscaping.

Whether you’re looking for a cozy cottage, a modern family home, or a sprawling estate, Carmel’s real estate market offers something for everyone. Experience the charm and warmth of this delightful town, and discover the perfect place to call home in Carmel, NY. Your dream home awaits amidst the breathtaking beauty of Putnam County!

Newest Carmel Homes with Septic Tank Sewer

$440,000

2 Beds ⋅ 1 Baths ⋅ 1030953 MLS

Full of character and timeless charm, this unique property offers a peaceful rustic setting in a quiet neighborhood while remaining conveniently close to grocery shopping and everyday essentials. Thoughtful recent improvements provide added value and peace of mind, including a new roof, well pump, water filter, water softener, septic tank, and driveway. Combining country appeal with modern updates, this property presents an excellent opportunity to enjoy a distinctive home in a desirable location.

35 Birch Trail, Carmel

$510,000

3 Beds ⋅ 3 Baths ⋅ 1031540 MLS

Original owner three- bedroom, two-and-a-half bath raised ranch on level park like property bordering NYC DEP property. Living room filled with natural light centered around a wood burning fireplace. Hardwood floors beneath carpeting throughout the first level. The primary bedroom includes a half bath, with two additional bedrooms and a full hall bath on the main level. Finished lower level with sliding glass doors leading to level park-like property. This additional living space features a half bath, laundry, and interior access to the two-car garage. Member only Kentwood Lake offers a twenty-acre private lake with rowing, kayaking, and fishing for members of this community. Enjoy outdoor recreation in a serene setting. Level property and well-designed layout offer the perfect opportunity to customize and make this house your home.

94 Whangtown Road, Carmel

$849,000

4 Beds ⋅ 3 Baths ⋅ 1028864 MLS

Congratulations to the next owner of 3 Pheasant Place! Located in the charming hamlet of Carmel, this exceptional home showcases pride of ownership throughout. Set on 1.4 private acres and located in a peaceful neighborhood on a cul-de-sac, this spacious 4-bedroom, 2.5-bath Colonial offers a thoughtfully designed floor plan with NUMEROUS updates. A bluestone walkway leads you to the covered front porch, creating a warm and inviting entrance. Inside, you are welcomed by a formal living room, elegant dining room, spacious eat-in kitchen, and family room/den featuring cathedral ceilings and gas fireplace w/slate hearth and beamed mantle. A generously-sized half bath w/radiant floor heat provides comfort and convenient access from the 16 X 35 inground saltwater pool. The kitchen, the heart of the home, features abundant cabinetry extending to the ceiling, pull-out pantry and drawers, a dedicated area for the washer and dryer, SS appliances, center island w/additional seating, reverse osmosis water system and Andersen doors leading to the 16 X 20 maintenance-free outside deck -- creating the perfect setting for indoor-outdoor living and entertaining. Hardwood floors, Andersen Bay and casement windows in addition to abundant natural light are showcased throughout the main and second levels. The primary bedroom w/ensuite features large closets, wonderful views of the grounds and pool, and showcases a warm and elegant bath complemented by earth-toned polished granite vanity, ceramic tile accents, and coordinating flooring. The shower is enclosed with glass panels and features a rain showerhead, seat bench, built-in niche, radiant floor heat, heated towel rack and raised vanity. The three additional bedrooms are generously sized and feature large closets, Hunter Douglas ceiling fans, blackout shades, and hardwood flooring. The center hall full bath is tastefully appointed with white beadboard vanity, a classic white tiled tub/shower with built-in corner shelving & even a bidet! The lower level provides additional great space perfect for a recreation room, home office, gym, TV room, or whatever best suits your lifestyle and also includes a dedicated workshop, mechanical room and generous storage. The home's beautifully maintained and thoughtfully laid-out interior is perfectly complemented by its spectacular outdoor setting. The property is adorned with magnolias, hydrangeas, lilies, and fragrant lavender, while offering beautiful sunset views, exceptional privacy, an inviting inground Viking Cancun heated pool w/bench seating and expansive outdoor decking, designed for relaxing and entertaining. There are so many thoughtful improvements and upgrades throughout, please refer to the attached feature sheet for the complete list. Some of the recent updates include new Central AC/Handler and Compressor, new Roof, new Well Pump & more! This remarkable property truly has it all. Unpack, move in, and enjoy. Great commuter location w/direct route to NYC, close to Danbury, White Plains, golfing, restaurants, skiing, camping, hiking & more! Hurry!

3 Pheasant Place, Carmel

$659,000

3 Beds ⋅ 3 Baths ⋅ 1028234 MLS

From soaring vaulted ceilings and walls of windows to a beautifully updated kitchen and stunning wood-burning fireplace, this exceptional Seven Hills Lake home is designed to impress. Offering over 2,220 square feet, 3 bedrooms, 2.5 baths, and access to one of the area's most desirable lake communities, this home delivers the perfect balance of comfort, style, and outdoor living. Inside, gleaming hardwood floors, exposed wood beams, and an abundance of natural light create a warm and inviting atmosphere throughout. The open-concept layout centers around a beautifully updated kitchen featuring quartzite countertops, stainless steel appliances, and a large island that flows seamlessly into the inviting living room, where a striking wood-burning fireplace with beautiful masonry creates the perfect gathering space. A thoughtfully designed addition expanded the dining area, making the home even better suited for everyday living and entertaining. The home features a primary bedroom with its own private bath, along with two additional bedrooms and a full hall bath on the upper level. The finished lower level provides flexible space for a family room, home office, gym, or recreation area. A two-car garage adds convenience, and the home's exceptional care is evident throughout, with major improvements including a brand new septic system, updated electrical, a newer heating system, and a new driveway. Step outside to your own private backyard oasis, where a spacious deck overlooks a quiet, expansive yard perfect for entertaining, relaxing, or gathering around the fire pit on cool evenings. As a resident of the highly sought-after Seven Hills Lake community, you'll enjoy private access to swimming, fishing, kayaking, canoeing, and the community beach, making every season feel like a vacation. Offering the perfect blend of character, thoughtful updates, and an exceptional lake lifestyle, this is the kind of home buyers wait for.

25 Ponderosa Road, Carmel

$419,999

3 Beds ⋅ 1 Baths ⋅ 1030255 MLS

Opportunity awaits. Situated on a flat lot with lake rights in Carmel, this 1,050 sq ft home is ideal for buyers with vision. The current home offers a functional layout, including a compact kitchen, comfortable living space, and a flexible upper level. The home is move-in ready as enjoyed today, while also offering the opportunity to expand or customize over time. Recent improvements include a newer washer and dryer, a roof replaced in June 2023 with a 15-year transferable warranty, and a water heater replaced in April 2026 with a 6-year transferable warranty. The real value lies in the property itself—usable land with future potential. Whether you’re looking for a starter home, an investment opportunity, or a place to grow into, this property offers a strong foundation. Bring your ideas and make it your own. Buyer to verify all information and potential uses with the town.

6 Dellacona Road, Carmel

$425,000

2 Beds ⋅ 1 Baths ⋅ 1029638 MLS

Welcome home to this charming 2 bedroom, 1 bath residence nestled in the desirable Hill and Dale community, offering access to beautiful Palmer Lake. Blending comfort, character, and thoughtful updates, this inviting home features soaring cathedral ceilings, a cozy wood-burning fireplace, and skylights in both the living room and bedroom that fill the space with an abundance of natural light. A distinctive stone and slate entryway with a convenient laundry area adds both style and functionality. Enjoy year-round comfort with central air conditioning and the peace of mind that comes with numerous newer improvements, including vinyl siding, a well pump, roof and gutters, and a water heater. Beyond the home, residents enjoy access to Palmer Lake, where you can spend the summer swimming with a lifeguard on duty, kayaking, canoeing, fishing, or simply relaxing on the beach. The community also features a tennis court, basketball half-court, and a playground, offering something for everyone to enjoy. Whether you're searching for a full-time residence, a weekend retreat, or a low-maintenance getaway, this well-maintained home combines modern updates, timeless charm, and an exceptional community lifestyle.

6 Hemlock Trail Court, Carmel

$599,000

2 Beds ⋅ 3 Baths ⋅ 1015542 MLS

This charming, one-of-a-kind custom home lives like a 4 bedroom and offers a wonderfully private and serene setting where you can appreciate the abundance of nature year-round. Surrounded by a wooded wonderland, this property provides abundant shade for summer comfort and endless opportunities for gardeners and outdoor enthusiasts to create their own paradise. From the moment you arrive, you'll feel the warmth and impeccable taste that define this beautiful turn-key home. The inviting interior features stunning woodwork and has generously proportioned rooms, freshly painted walls, and a warm, welcoming atmosphere throughout. The well-appointed kitchen is both functional and has an open feel. There’s abundant storage space ensuring convenience for everyday living. Relax on the front porch with your morning coffee, entertain family and friends outdoors, or simply enjoy the peaceful surroundings that make this property such a special retreat. The expanded driveway easily accommodates numerous vehicles, making hosting guests convenience. The detached garage with a loft would suit any car enthusiast. For those seeking recreation, homeowners in this exclusive area can enjoy swimming, fishing, tubing, and sailing right around the corner. Whether you're looking for a year-round residence or a weekend getaway, this home offers the perfect combination of comfort, privacy, and natural beauty. True pride of ownership is evident in every inch of this move-in-ready home, inside and out.

176 Tibet Drive, Carmel

$275,000

1 Beds ⋅ 1 Baths ⋅ 1025706 MLS

Imagine ending your day with the lake just moments away, where morning paddles, afternoon fishing, or quiet evenings by the water can become part of your everyday routine. This charming cottage offers lake access rights and the kind of relaxed lifestyle that's increasingly hard to find. Why settle for shared walls and monthly condo fees when you can enjoy the comfort and character of a place to call your own? Offering an appealing alternative to condo living, this home blends simplicity with the freedom of a detached property. The location makes everyday living easy. A nearby park invites you outdoors, while shopping and everyday conveniences are just minutes away. Whether you're looking for a weekend escape, a seasonal retreat, or a place to enjoy year-round, this cottage delivers a rare combination of recreation, convenience, and timeless charm.

43 W Croton Drive, Carmel

$1,875,000

4 Beds ⋅ 6 Baths ⋅ 1027080 MLS

Welcome to an exceptional new construction modern Colonial offering approximately 5,400 square feet of thoughtfully designed living space across three finished levels. Set on 1.38 flat acres with freshly planted landscaping, stone accents, and a welcoming covered front porch, this four-bedroom residence blends impressive scale, custom craftsmanship, and modern convenience. Inside, 10-foot ceilings, hardwood floors, recessed lighting, custom millwork, and carefully selected finishes create a refined yet comfortable atmosphere throughout. A dramatic floating staircase with integrated accent lighting makes an immediate statement upon entry. The main level is designed for both everyday living and effortless entertaining, centered around an expansive open-concept kitchen and living room. The custom kitchen features thick quartz countertops, wood cabinetry, stainless steel appliances, a substantial wine refrigerator, and an oversized center island that doubles as a breakfast bar. The adjoining living room is anchored by a fireplace, creating a warm and inviting gathering space. Additional first-floor spaces include a formal dining room with its own fireplace, a private home office, a functional mudroom, a full-size laundry room, and a conveniently located powder room. Built-in speakers and multi-zone smart thermostats further enhance the home’s comfort and functionality. The second floor offers four generously proportioned bedrooms, each with a private en-suite bathroom and substantial walk-in closet. The fully custom primary suite provides an oversized bedroom, a spacious walk-in closet, and a luxurious bathroom complete with a large shower, double vanity, and separate soaking tub. A second-floor family lounge adds valuable flexibility and can easily serve as a media room, playroom, study area, or additional sitting room. The finished walkout lower level serves as the home’s ultimate entertainment destination. A full wet bar with custom glass shelving opens to separate lounge and billiards areas, while a professionally designed movie theater features a projector, screen, soundproofing, and a complete audio system. A second powder room adds convenience, and direct walkout access extends the entertaining possibilities outdoors. A large Trex deck overlooks the level property, while the patio below is equipped with a full audio system for outdoor gatherings. Additional highlights include a heated three-car garage and a full unfinished walk-up attic with tall ceilings, offering the potential to create approximately 1,200 additional square feet of living space. Conveniently located approximately five minutes from the Croton Falls Metro-North station and six minutes from DeCicco’s Market and Interstate 684, this remarkable home offers custom new construction, outstanding entertainment spaces, and everyday convenience in one impressive package.

15 Somers Hills Road, Carmel

$625,000

3 Beds ⋅ 2 Baths ⋅ 1017833 MLS

Welcome to this charming 3-bedroom, 2-bath ranch home located in the desirable High View Estates. Set on a beautifully maintained property, this home offers the perfect blend of comfort, functionality, and outdoor enjoyment. Step inside to a spacious living room featuring a cozy wood-burning fireplace that flows seamlessly into the kitchen and dining area. The updated kitchen boasts newly installed stainless-steel appliances, granite countertops, and a sliding glass door leading to a large entertainment deck with scenic country views. The main level features a primary bedroom with an en-suite bath, two additional bedrooms, and a full hall bathroom complete with a relaxing whirlpool tub. The finished lower level provides a versatile multi-purpose space ideal for entertaining, a home office, recreation room, or gym. You'll also find abundant storage, a laundry area, and convenient walkout access to the backyard. Outside, enjoy your private oasis featuring a huge, well-kept backyard and an inviting in-ground pool—perfect for summer gatherings and family fun. Additional highlights include: -New roof and gutters installed in Fall 2023 -Attached 2-car garage with automatic opener -Large driveway with ample parking -Beautiful country views -Plenty of indoor and outdoor space for entertaining Move right in and enjoy all that this wonderful High View Estates home has to offer!

87 High View Drive, Carmel

$425,000

2 Beds ⋅ 2 Baths ⋅ 1026279 MLS

Charming Lake Carmel Living! This beautifully maintained 2 Bedroom, 2 full bath home offers the perfect blend of comfort, style and convenience. The open concept floor plan features an office/den just as you walk in and a bright living room, dining room and an updated kitchen with stainless steel appliances, granite countertops, and a pantry. Step outside to a spacious deck perfect for relaxing entertaining or enjoying summer evenings and backyard barbecues. The main level includes the primary bedroom with a private en-suite bath a second bedroom and an additional full bathroom. A spiral staircase leads to the lower level, offering a laundry area and versatile bonus space ideal for a home gym, recreation room, office, or additional storage. Conveniently located approximately 6-8 miles from Metro North providing and easy commute to NYC, with quick access to I-84 and I-684. Enjoy Lake Carmel rights, including access to the community beaches and non-motorized boating, making this home a wonderful year-round residence or weekend getaway.

7 Horton Road, Carmel

$980,000

3 Beds ⋅ 3 Baths ⋅ 1015098 MLS

Welcome to your own private country estate, where luxury, comfort, and exceptional craftsmanship come together on nearly 11 private acres. This custom-built 3,042 SQFT home offers 3 bedrooms plus a DEN, with additional basement space not included in the stated square footage. The main-level primary suite features a full bath and a private outdoor sitting area. Bathed in natural light, the thoughtfully designed interior showcases soaring vaulted ceilings, beautiful hardwood floors, expansive windows, and skylights that fill the home with warmth and sunshine. At the heart of the home is the spectacular GREAT ROOM, where dramatic ceilings and a stunning wood-burning fireplace create an inviting gathering space for family and friends. The spacious kitchen is appointed with a premium WOLF double oven, abundant cabinetry, generous counter space, and an open layout that keeps you connected to the living and entertaining areas. Built for year-round comfort and efficiency, the home also features four-zone heating and air conditioning, and a hardwired fire and security system. Step outside and discover a private resort unlike any other. The breathtaking in-ground POOL is highlighted by a MASSIVE custom-designed CASCADING WATERFALL, creating a spectacular focal point and a true backyard oasis. Entertain with ease on the expansive 1,050 SQFT covered patio, created with beautiful Idaho Quartzite stone, or prepare meals in the propane-equipped outdoor kitchen while enjoying the peaceful surroundings. The nearly 11-acre property also features a private basketball court, a fenced enclosure ideal for pets, livestock, or a play area, and your very own walking trail or for the use off-road recreational vehicles. Surrounded by mature trees, this remarkable estate offers unmatched privacy, endless recreational opportunities, and the perfect balance of peaceful seclusion and modern convenience. Despite its tranquil setting, the property is just minutes from Interstate 84/684, Metro-North train service, shopping, dining, and schools, making commuting and everyday conveniences easily accessible. Additional Information: Finished square footage does not include the basement. Formal living room and formal dining room are not shown in the photographs. Propane is connected to the outdoor kitchen and pool. Basement not included in the SQFT. LOW TAXES. STAR deduction not included in the taxes.

701 Fair Street, Carmel

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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.