Carmel Homes with Oil Heating

Welcome to Carmel, New York, a picturesque town that perfectly blends small-town charm with modern conveniences. Nestled in the heart of Putnam County, Carmel is not only known for its stunning natural beauty but also for its exceptional school district, which is a significant draw for families looking to settle in the area.

The Carmel Central School District is dedicated to providing a top-notch education, fostering a nurturing environment where students can thrive academically and socially. With a commitment to excellence, the district boasts a range of educational programs and extracurricular activities designed to inspire and engage students of all ages. From dedicated teachers to state-of-the-art facilities, parents can rest assured that their children are receiving a quality education that prepares them for future success.

In addition to its outstanding schools, Carmel offers a variety of homes equipped with oil heating, ensuring comfort during the chilly New York winters. These homes often feature spacious layouts, beautiful yards, and a sense of community that makes living here truly special. Imagine cozying up by the fireplace after a day of exploring the nearby lakes and parks or enjoying the vibrant local culture.

Whether you’re drawn by the excellent education opportunities or the inviting atmosphere, Carmel, NY, is a place where families can grow and thrive. Discover your dream home in this charming town and experience the perfect blend of comfort, community, and quality living. Come see why so many are proud to call Carmel home!

Newest Carmel Homes with Oil Heating

$665,000

3 Beds ⋅ 3 Baths ⋅ 1049102 MLS

Privately set at the end of a cul-de-sac, 77 Robin Drive features a well-designed layout with 3 spacious bedrooms including a primary ensuite, a bonus den/office with walk-in closet, and 3 full baths. The spacious eat-in country kitchen features SS appliances, a center island, pantry storage, and abundant counter and cabinet space, with sliding doors leading to the new 38’ X 16’ expansive Trek deck with lighted posts. Enjoy the serene natural surroundings overlooking the 22' X 35' in-ground saltwater pool—a perfect setting for relaxation and outdoor entertaining. The main level includes a cozy living room, updated hall bath, two additional nicely sized bedrooms, and a primary suite with newly renovated bath. The walk out basement offers an additional flexible layout featuring a BONUS den/office, a full bath, laundry area, and convenient access to the one car garage & pool. Refer to the attached Feature Sheet for details on the many updates. Conveniently located near shopping, schools, Metro North w/direct route to NYC, and easy access to Danbury, White Plains, and major highways including 84/684.

77 Robin Drive, Carmel

$639,000

3 Beds ⋅ 4 Baths ⋅ 1048391 MLS

Unique and stunning! If you've been looking for something different... your wait is over. So many special features from the welcoming front entry with built-in seating, circular driveway, huge and impressive entry foyer with built-ins, wainscot walls and dentil moldings, to the striking formal DR showcasing lighted built-ins, dentil & picture frame moldings, and multiple french doors leading to gorgeous multi-level stone & custom tile patios make this one an incredible stand out! Beautiful, spacious & sun-filled granite EIK with breakfast isle, ceramic plank flooring, all SS appliances, recessed lighting, and glass doors to second patio, bringing the outdoors in and perfect for entertaining. Spacious & inviting Great Rm/LR with full wall brick wood burning fireplace surrounded by custom built-ins and storage nooks and a delightful bay window bathing the room in natural light. Rich wood laminate floors cover the LR, hallways and stairs and continue through the Primary ensuite and two additional bedrooms on the second floor. Lovely property is bordered by quaint stone walls and backs to the woods for privacy. Wonderfully finished lower level family room with full bath, lots of storage. Whole house generator, 2 year roof, updated 200 amp electric, so much more. Great community and location with private lake rights, featuring a sandy beach, playground, baseball & soccer fields round out the great package on this incredible home. Come fall in love and make it your own!

45 Hemlock Trail Court, Carmel

$495,000

2 Beds ⋅ 2 Baths ⋅ 1045648 MLS

Welcome to 24 Lake Trail, an inviting ranch in the Hill and Dale Country Club community offering a great opportunity for a starter home, downsizer, or anyone looking for a comfortable place to make their own. The home features a spacious kitchen with stainless steel appliances, a finished lower level offering valuable flexible living space, a one-car garage, and a backyard patio perfect for relaxing or entertaining. One of the highlights of living here is access to Hill and Dale’s community amenities, including the pond and beach, park, playground, basketball court, and tennis court. The annual association fee also includes road maintenance, snow plowing, and trash collection. A welcoming home with flexible living space, outdoor enjoyment, and a true sense of community, ready for its next chapter.

24 Lake Trail, Carmel

$470,000

3 Beds ⋅ 2 Baths ⋅ 1043567 MLS

Check out this cute-as-a-button Lake Carmel Colonial w/3 spacious bedrooms. The welcoming covered Front Porch invites you in! Once inside, you can't help but notice the wood floors, charming Living Room Fireplace, open Kitchen w/stainless steel appliances less than 1yr old, granite countertops and a Center Island. The large rear deck overlooks a level backyard and offers so many options for outdoor activities. You'll also find on the first floor a Home Office/Study and a tastefully updated Powder Room. Upstairs, are 3 nicely sized Bedrooms w/plenty of closet space and a Full Hall Bath. Located within the Lake Carmel Community giving easy access to the lake and its beaches and walking paths. Convenient to I-84 and the Southeast Train Station, as well as convenient to Restaurants, Shopping, School, Library, Playground and more. To note: Washer/Dryer less than 1yr old. Kitchen Appliances less than 1yr. Boiler 2021.

15 Roslyn Road, Carmel

$844,000

1045063 MLS

Opportunity knocks! Price reflects property and buildings not inventory, please inquire for total business cost. Fully operational gun shop can be purchased with business, or seller will liquidate and sell commercial (mint condition) building which also includes a residential cottage on the property. Parking for 30 cars, high visibility, convenient to train, major highways and shopping. Lake rights, close to reservoir, would make a great bait shop for all those fishermen and women! Town sewer. New shed, driveway and walkways. Handicap accessible.

421-423 Rt-52, Carmel

$550,000

2 Beds ⋅ 2 Baths ⋅ 1027888 MLS

A truly one-of-a-kind custom home where history, craftsmanship, and privacy come together. Featuring two bedrooms, plus a versatile DEN, and one-and-a-half baths and a large, finished walk-out basement offering additional living and recreation space. This distinctive residence was thoughtfully built with authentic cobblestones sourced from the streets of New York City. Rich in character and timeless charm, this unique home offers a sense of history and craftsmanship rarely found in today’s homes. Nestled in a peaceful, private setting surrounded by woods, the property enjoys a beautiful backdrop adjacent to a neighboring horse farm, creating a serene country atmosphere while remaining conveniently close enough to town. A private screened-in porch overlooks the beautifully manicured grounds, providing the perfect spot to relax, entertain, or simply enjoy the peaceful surroundings. A detached two-car garage adds to the functionality of this special property. Numerous recent updates provide peace of mind, including new septic fields and tank, whole-house automatic oversized generator, hot water heater, chimney work, fresh paint and carpeting, new bluestone walkway and front steps, landscaping, and drainage improvements. Hardwood floors and Central AC. 3 Propane tanks for the whole house generator. Whether you're looking for a forever home, a private weekend retreat, or a place with true character and history, this property offers a rare opportunity to enjoy it all. Experience the best of Putnam County with nearby hiking and biking trails, fishing, boating, local restaurants, charming towns, and countless outdoor activities. Close enough to town for everyday convenience, yet private enough to feel worlds away, 811 Farmers Mills Road is truly a special place to call home. DEDUCT $961.97 from the reported taxes in this listing for STAR, if eligible.

811 Farmers Mills Road, Carmel

$489,000

2 Beds ⋅ 3 Baths ⋅ 1043941 MLS

Welcome to 10 Jay Court, a charming Cape Cod-style and beautifully maintained home nestled on a quiet residential setting. This inviting home offers a flexible layout with comfortable living spaces, generous storage, and finished lower-level space that adds tremendous versatility. Enjoy the lifestyle of the Lake Carmel community with included lake privileges! The main level features a welcoming living room with rich, natural hardwood floors, a wood burning stove set within a rustic stone surround and two large double-hung windows allowing for abundant natural light. The dining room nearby offers a lovely picture window, hardwood flooring and wood framed French doors leading to a large 14x22 deck; making it ideal for everyday dining and entertaining. A functional kitchen flows seamlessly into the dining area with warm wood cabinetry, tile flooring and ample countertop space. Adjacent to the kitchen, the main level also features a convenient half bath. The upper level offers two comfortable rooms, a walk-in closet, a full bathroom, along with a spacious hall walk-in storage closet featuring washer/dryer hookup, providing convenient laundry options and excellent storage. The upstairs hallway features pull-down attic stairs for easy access to additional storage. The finished walk-out lower level expands the home's living potential with tile flooring throughout and a dedicated laundry area thoughtfully concealed behind louvered French doors. The lower level offers ample flexible space, including a family room, entertainment/recreation area, and potential office space, along with a spacious full bathroom featuring custom built-in storage cabinetry. Walk-out access provides added convenience and natural connection to the outdoors. Additional features include central air conditioning and mini wall units, as well as oil-fired heating with the boiler and oil tank neatly enclosed within the basement area. This home is also equipped with a central vacuum system for added convenience. Outside, a generously sized storage shed provides additional space for tools, equipment, and seasonal items. With its distinctive Cape Cod character, flexible finished space, multiple storage areas, outdoor living potential, and convenient location; this home offers a wonderful opportunity to create a space that fits your lifestyle. Come see all that 10 Jay Ct. has to offer!

10 Jay Court, Carmel

$610,000

3 Beds ⋅ 3 Baths ⋅ 1041819 MLS

Set back from the road on 2.66 private acres, this well-maintained 3-bedroom, 2.5-bath Cape offers a comfortable home with plenty of space and privacy. The property provides a nice country setting while still being conveniently located close to everyday amenities. Inside, hardwood floors run throughout the home, adding warmth and character. The eat-in kitchen features stainless steel appliances and opens to the main living areas. A formal dining room provides a great space for meals and entertaining, while the living room features a cozy fireplace. The spacious family room offers plenty of room for relaxing and gatherings, with French doors leading to a large deck overlooking the backyard. The primary bedroom includes its own private bathroom, while two additional bedrooms offer flexibility for family, guests, or a home office. The large deck and private backyard provide a great place to enjoy morning coffee, summer barbecues, or time outdoors. A full basement, currently used as a workshop, offers additional space and plenty of possibilities for hobbies, recreation, a home gym, studio, workshop, or storage. For those who enjoy the outdoors, nearby hiking, fishing, boating, and other year-round recreational activities are easily accessible. The home is also conveniently located near major highways, shopping, schools, restaurants, and train transportation. Located just over an hour from New York City, offering a convenient option for commuters. With 2.66 acres, a practical layout, generous living space, and a convenient location, this Cape offers a comfortable place to call home with plenty of room to make it your own.

568 Farmers Mills Road, Carmel

$920,000

4 Beds ⋅ 3 Baths ⋅ 1043698 MLS

Lives like a six-bedroom home. Welcome to 242 Seminary Hill Road, a true masterpiece where timeless elegance, craftsmanship, and modern comfort unite. From the moment you enter, the home's character and quality are unmistakable. Lavish wood flooring flows throughout, creating warmth and complementing the home's sophisticated architectural details. At the heart of the main living space is a grand stone fireplace, serving as a magnificent centerpiece and an inviting gathering place. The beautifully updated kitchen features granite countertops and flows seamlessly into the dining and living areas in an open-concept design—perfect for entertaining. The generously proportioned interior offers room to spread out, entertain, work from home, and accommodate guests with ease. There is a first floor bedroom and all of the bathrooms are beautifully updated. Enjoy the summer thunderstorms with true peace of mind as the property is equipped with a whole-house generator. Outside, your private oasis awaits on almost two acres with picturesque seating areas, as well as the elegant vermiculite pool. Imagine warm summer afternoons sipping cool lemonade poolside, and evenings entertaining under the stars and chasing fireflies across your own private backyard. As a commuter, you are just minutes to Route 684, Route 22, Route 6 and the Croton Falls Metro North Train Station. Additionally, this home is just minutes to Putnam Hospital, shopping and restaurants, Carmada park and lake Gilead With its expansive grounds, exceptional privacy, inviting interior, and resort-like outdoor setting, 242 Seminary Hill Road is more than a home—it is a lifestyle.

242 Seminary Hill Road, Carmel

$1,999,000

3 Beds ⋅ 3 Baths ⋅ 1041154 MLS

Spectacular 100+ Acre Equestrian Estate | Premier Horse Farm Opportunity Within Approximately 90 Minutes of NYC A truly exceptional 100+ acre equestrian estate offering a rare combination of historic character, modern amenities, exceptional equestrian facilities, and expansive acreage. This remarkable property presents an outstanding opportunity for a private equestrian estate, professional training operation, boarding facility, equestrian center, or other income-producing use, all within approximately 90 minutes of New York City. At the heart of the property is an iconic 1720s cattle barn masterfully transformed into a stunning residence. The beautifully renovated open-concept home features 3 bedrooms and 2.5 baths, dramatic cathedral ceilings accented by rough-sawn chestnut, hand-scraped oak floors, and a custom staircase crafted from chestnut wood harvested on the property. The residence beautifully blends historic character with modern luxury. The expansive kitchen features high-end finishes, a center island, pantry, and wet bar, while three decks overlook the spectacular grounds and surrounding countryside. The equestrian facilities are equally impressive. A custom 13-stall modern barn features 12' x 12' matted stalls, a dedicated wash and grooming stall, approximately 24' x 12' tack room/kitchen/break room, laundry/feed room, and bathroom. The upper level includes a spacious hay loft, fully functioning office, partially finished caretaker's apartment, and large great room, offering tremendous flexibility for equestrian and residential uses. Additional facilities include an 8-stall shed row, four oversized paddocks with Nelson automatic waterers that can be divided into as many as eight individual turnout areas, and a separate barn providing extensive storage for equipment, vehicles, trailers, and farm necessities. Approximately 4–6 wells provide substantial water infrastructure throughout the property. The expansive acreage offers privacy, room for additional improvements, and extensive opportunities for riding, turnout, recreation, and continued development of the equestrian operation. Rare Opportunity to Expand to Nearly 125 Acres An extraordinary opportunity exists for a buyer to acquire this property together with the contiguous equestrian facility at 5 McCarthy Road, Listing #1003257. Purchased together, the two properties would create a nearly 125-acre equestrian compound with an exceptional collection of facilities. The combined properties would offer two residences, two exceptional barns, approximately 31 stalls, an indoor riding arena, an outdoor riding arena with ESI footing, extensive paddocks and turnout, miles of riding trails, and a large pond—creating an exceptional foundation for a professional training and boarding operation, multi-disciplinary equestrian center, horseman's estate, or premier private equestrian compound. The ability to combine two contiguous, established equestrian properties of this caliber is extraordinarily rare. For the serious equestrian buyer, the combined offering provides remarkable scale, infrastructure, and flexibility while maintaining the privacy and character of a spectacular Hudson Valley estate. Whether purchased individually or together with 5 McCarthy Road, this is a once-in-a-generation opportunity to acquire a substantial equestrian property with the acreage, facilities, and infrastructure to support virtually limitless possibilities. Note: The owner would consider selling the home with a few acres without the barn should someone be interested in the home only.

42-45 Blackstone Ridge, Holmes

$499,995

3 Beds ⋅ 3 Baths ⋅ 1041299 MLS

Charming Lake Carmel Cottage with Lake Rights! Welcome to this beautifully maintained and thoughtfully updated Lake Carmel cottage, offering the perfect blend of charm, comfort, and convenience. This inviting home features two bedrooms on the main level and a spacious primary suite on the second floor complete with a private bath. Despite its cottage charm, the home offers an efficient layout with comfortable living spaces and plenty of room to enjoy. Ideally located with lake rights to Lake Carmel, this property provides easy access to outdoor recreation while remaining close to everyday conveniences. Enjoy proximity to shopping, dining, parks, Metro-North, major commuter routes, and I-84, making travel and commuting a breeze. Whether you’re looking for a year-round residence or a weekend escape, this charming cottage offers an exceptional opportunity to enjoy the Lake Carmel lifestyle.

25 E Croton Drive, Carmel

$495,000

2 Beds ⋅ 3 Baths ⋅ 1039199 MLS

Welcome to this beautifully maintained lakeside home, a cozy, charming retreat where peaceful water views shape the rhythm of everyday living. Nestled directly across from the shimmering lake, this inviting residence offers a bright, sun-filled bonus room, perfect as a private office, creative studio, serene reading nook, or bedroom, framed by tranquil scenery that inspires and soothes. Set within a vibrant and welcoming community, you’ll enjoy access to multiple picturesque beaches, scenic walking paths, nearby cafes, restaurants, and local shops that make daily living feel effortless and enjoyable. Renovated in 2019 and lovingly cared for, the home blends warmth and functionality with fresh paint, a newly paved driveway, and a fully fenced backyard and patio ideal for outdoor gatherings or quiet moments of retreat. The flexible mother-daughter layout with its own private entrance provides wonderful versatility for extended family, guests, or multi-generational living. The upstairs was previously enjoyed as a 3-bedroom layout, and the finished basement offers excellent potential as a comfortable 1-bedroom for extended family or guests, adding even more adaptability to the home’s design. Located in the highly sought-after Carmel School District and just over an hour from NYC, with quick access to I-84 and Metro-North, this home offers the perfect balance of vacation-style serenity and commuter convenience. Come experience this charming lakeside gem, it will not last.

222 N Terry Hill Road, Carmel

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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.