Carmel Homes with Public Water

Welcome to Carmel, New York, a picturesque town nestled in the heart of Putnam County, where community spirit meets exceptional educational opportunities. Renowned for its outstanding school district, Carmel Central School District is dedicated to fostering a nurturing environment that promotes academic excellence and personal growth. With a commitment to innovative teaching and a variety of extracurricular activities, students here are encouraged to explore their interests and develop their talents, ensuring a well-rounded education.

Carmel boasts a charming blend of suburban tranquility and natural beauty, making it an ideal place for families to call home. The area offers a diverse range of housing options, including homes equipped with public water, ensuring convenience and peace of mind for residents. Whether you’re seeking a cozy single-family home or a spacious property with room to grow, Carmel’s real estate market has something to suit every lifestyle and budget.

In addition to its top-rated schools, Carmel is surrounded by stunning parks, recreational facilities, and scenic lakes, providing ample opportunities for outdoor activities. The town's vibrant community hosts various events throughout the year, fostering connections among neighbors and creating a warm, welcoming atmosphere.

Living in Carmel means embracing a quality of life that balances education, recreation, and community engagement. With its exceptional school district and charming homes with public water, Carmel is not just a place to live; it’s a place to thrive. Come discover the perfect blend of comfort and opportunity in this enchanting corner of New York!

Newest Carmel Homes with Public Water

$959,000

4 Beds ⋅ 4 Baths ⋅ 1049623 MLS

Welcome home to this beautifully appointed 4-bedroom, 3.5-bath Center Hall Colonial, ideally located on a cul-de-sac in desirable Willow Ridge. This stunning home offers a 3-car garage and exceptional indoor and outdoor living spaces, with elegant crown and chair rail molding throughout adding timeless character and architectural detail. A bright, welcoming two-story foyer opens to a private den/office and spacious formal dining room with a convenient butler’s pantry leading to the gourmet eat-in kitchen. The kitchen features a Viking 6-burner gas range, stainless steel appliances, granite countertops, and a walk-in pantry, and flows seamlessly into the inviting family room with a wood-burning fireplace. A door off the kitchen leads directly to the expansive deck, where you can enjoy breathtaking sunset views. A laundry room and powder room complete the main level. Upstairs, the impressive primary suite offers generous space, two walk-in closets with built-in storage, and a luxurious en-suite bath with double vanities, a Jacuzzi tub, and a separate walk-in shower. Three additional spacious bedrooms and a well-appointed hall bath complete the second floor. The enormous walkout finished lower level provides even more living space, featuring a wet bar, half bath, and sliders opening to a private patio. Step outside to the beautifully landscaped lower yard, where lush gardens filled with an abundance of perennials and mature plantings create a peaceful, picturesque setting that truly sets this property apart. From relaxing on the deck to entertaining on the patio or enjoying the gardens, there is so much to love about this home’s outdoor spaces. A whole-house generator provides added comfort and peace of mind, while municipal water and natural gas enhance everyday convenience. Walk to the bike path and enjoy convenient access to shopping, Metro-North, major highways, and everyday amenities. This exceptional home offers space, comfort, privacy, and an incredible setting. Come experience all this special Willow Ridge home has to offer and make it yours!

20 Parkview Circle, Carmel

$365,000

2 Beds ⋅ 2 Baths ⋅ 1044188 MLS

There is so much to love about this beautifully maintained 2-bedroom, 1.5-bath home in desirable Springside Commons, where affordability, space and an incredibly convenient Carmel location all come together. From the moment you arrive, you can see the pride taken in this well-kept community, and once inside, this home continues to impress. The main level opens to a spacious, bright eat-in kitchen with plenty of room to gather around the table. From here, the layout flows naturally into a large open living and dining room combination, giving you flexibility to arrange the space in a way that works for you. Sliders lead directly to the back patio, extending your living space outdoors for morning coffee, summer dinners or simply a quiet place to unwind. A half bath and deep storage closet complete this level. Upstairs, both bedrooms are generously sized. The primary bedroom features a large double closet along with direct access to the full bath, while the second bedroom offers plenty of room and great closet space of its own. Having the laundry conveniently located on this level is another everyday feature you will appreciate. And then there is the basement! Running the length of the home, this huge additional space is such an unexpected bonus. Keep it as incredible storage or create the gym, recreation space, guest area, hobby room or home office you have been wishing for. There is so much potential to finish it in whatever way suits your needs. The location makes everyday life and commuting remarkably convenient. Croton Falls, Southeast and Brewster train stations are all nearby, along with Putnam Hospital Center, Routes 684 and 84 and an abundance of shopping, restaurants and everyday necessities. Whether commuting to Westchester, Connecticut or New York City, or simply wanting everything close to home, this is a location that works. Add public water and sewer, parking for two vehicles plus guest parking, low taxes and an incredibly low monthly maintenance of just $212, and the value becomes even harder to overlook. Whether this is your first home, your next home as you simplify, or the place you decide to stay for years to come, Springside Commons offers something for so many stages of life. Immaculate, spacious, affordable and exceptionally well located, this is one you will be glad you found.

307 Alexandra Court, Carmel

$549,000

1047840 MLS

Historic Restaurant & Bar Space – Hamlet of Carmel, NY An iconic opportunity in the heart of Carmel. This former bar and restaurant space, in operation since 1852, is now available for the first time in generations. Steeped in history and character, the property sits prominently in the center of the hamlet of Carmel, surrounded by the Putnam County office buildings & Courthouse, Sheriff’s Office, professional offices, Carmel High School, the post office, and more. With over 25,000 cars per day passing by, this space offers unbeatable visibility and foot traffic. Currently, there is no bar in the hamlet. Historic bar/restaurant space dating back to 1852 Prime location in the center of Carmel’s business and civic district Surrounded by courthouses, county offices, schools, and shops Over 25,000 cars daily for excellent visibility Hamlet Mixed-Use Central zoning – flexible for a variety of uses A unique chance to bring dining, nightlife, or a community hub back to downtown Carmel This is more than a property—it’s a piece of Carmel’s history, ready for its next chapter.

57 & 59 Gleneida Avenue, Carmel

$899,000

5 Beds ⋅ 4 Baths ⋅ 1046376 MLS

Welcome to Little Pond Manor! This sun-filled Colonial is nestled in one of the area's most sought-after neighborhoods and offers a versatile mother-daughter layout, along with the convenience of town water, town sewer, and natural gas. Step inside to discover a bright and inviting open floor plan, where an abundance of natural light fills the living spaces. A welcoming entry foyer with hardwood flooring leads into the main living areas, where hardwood floors flow throughout the kitchen, living room, and dining room. Crown molding in the living and dining rooms adds to the home's charm and appeal. The main level showcases a beautifully appointed kitchen with granite countertops, a center island, stainless steel appliances and sliding glass doors leading out to the deck. The first floor also includes a formal dining room, spacious living room, family room/den with a cozy fireplace, and a laundry room complete with newer washer and dryer. Upstairs, the spacious primary suite offers an en-suite bath and walk-in closet. There are three additional generously sized bedrooms and a full hall bath. The spacious area above the garage, 800+ sq. ft. not included in living space, offers endless possibilities and can be tailored to suit your needs, whether as a home office, playroom, fitness area, guest space, media room, or additional living area. The finished walkout lower level features a mother-daughter setup with both interior access and a separate private entrance from the outside. This versatile space offers an open-concept layout with a kitchen, living area, dining area, and bedroom, making it ideal for extended family, or guests. In addition, there is substantial unfinished basement space, perfect for storage or future finishing. This home offers easy access to I84 and I684, shopping, schools, restaurants, and healthcare facilities, making it an excellent choice for commuters and those seeking everyday convenience.

41 Lindy Drive, Carmel

$699,000

3 Beds ⋅ 3 Baths ⋅ 1045319 MLS

Welcome to The Retreat, one of Carmel’s most sought-after active communities, where an exceptional lifestyle meets beautifully maintained, spacious living. Ideally situated on a quiet cul-de-sac within the community, this meticulously maintained 3-bedroom, 2.5-bath townhome offers a wonderful blend of comfort, elegance, and easy living. The thoughtfully designed main level flows effortlessly from room to room, beginning with a gracious formal living room and dining room, perfect for entertaining or enjoying quiet evenings at home. The spacious eat-in kitchen features granite countertops, a gas range, stainless steel appliances, a large pantry, and convenient access to the garage. The kitchen opens naturally to the inviting family room, where cathedral ceilings, a gas fireplace, and abundant natural light create a warm and welcoming gathering space. Sliding doors lead to a serene private patio—ideal for morning coffee, weekend barbecues, or simply relaxing outdoors. Beautiful details throughout include hardwood floors, crown moldings, and custom millwork that add character and refinement without sacrificing the ease of everyday living. An automatic switchover standby whole-house generator provides added peace of mind and convenience. The generously sized primary suite is a true retreat, featuring dramatic floor-to-ceiling windows, a tray ceiling, and a luxurious ensuite bath with a jetted tub, walk-in shower, dual vanity, and private water closet. Upstairs, an open loft overlooks the living areas below and provides a versatile space for a home office, reading area, or additional sitting room. Two generously sized bedrooms provide comfortable accommodations for guests, with one featuring its own ensuite bath. The second bedroom offers access to a walk-in attic, providing exceptional additional storage. But the lifestyle is what truly sets The Retreat apart. This vibrant community offers an impressive 7,100-square-foot clubhouse and resort-style amenities designed for recreation, fitness, socializing, and relaxation. Residents enjoy a state-of-the-art fitness center with aerobics studio, ballroom, arts and crafts studio, billiards, card room, game room, fireplace lounge, and a kitchen available for catered events. Outdoor amenities include a heated pool surrounded by comfortable lounge chairs, tables and chairs with umbrellas for shaded poolside seating, a putting green, bocce courts, tennis court, and expansive sundeck with BBQ and patio dining area. Beyond the community, you'll find convenient access to hiking and biking trails, nature preserves, parks, shopping, dining, and entertainment. Whether you're looking to stay active, connect with neighbors, entertain friends, or simply enjoy a more carefree lifestyle, The Retreat offers the perfect setting. If you’re searching for homes for sale in Carmel NY, a beautiful townhome in The Retreat, or resort-style living in Putnam County, this home deserves a closer look. Discover The Retreat and see why this sought-after Carmel community is the perfect place to enjoy your next chapter—schedule your showing today.

88 Blair Heights, Carmel

$410,000

2 Beds ⋅ 3 Baths ⋅ 1032660 MLS

Spacious 2,058 sq. ft. Cornwall Meadows home offering privacy, generous living space and a finished walk-out lower level, all with a peaceful wooded backdrop and no neighbors directly behind. This 2-bedroom, 2.5-bath home features an eat-in kitchen with maple cabinetry and an open dining and living area with a fireplace and sliding glass doors leading to the deck. The finished walk-out lower level provides even more versatile living space with a large family room, office/den, storage and direct access to the patio. Enjoy all that Cornwall Meadows has to offer, including a community swimming pool, hot tub, clubhouse, fitness room, playground and scenic walking paths throughout the well-maintained grounds. Conveniently located minutes from Patterson Village, shopping, schools, the Patterson Metro-North station and Thunder Ridge Ski Area, with nearby access to biking and hiking along the Appalachian Trail. Easy access to Route 22, I-84 and I-684. Located in the Carmel School District. Space, privacy, amenities and a convenient commuter location—all in one!

310 Cornwall Meadows Lane, Patterson

$375,000

1 Beds ⋅ 1 Baths ⋅ 1029705 MLS

Welcome to this charming 1-bedroom, 1-bath townhouse located in the desirable Fairway community! This well-maintained home offers a functional and inviting layout with a first-floor primary bedroom featuring a spacious walk-in closet, along with a full bathroom conveniently located on the main level. The bright and airy living room is highlighted by a cozy fireplace and sliding glass doors that lead to a private outdoor deck—perfect for relaxing or entertaining. The downstairs carpeting was replaced just a few years ago, and the home also features central air conditioning, a new oven, and washer/dryer hookups for added convenience. Upstairs, you'll find a generous loft that offers endless possibilities as a home office, guest space, or den, complete with ample closet space for additional storage. Additional highlights include two dedicated driveway parking spaces and low-maintenance living with an HOA that covers water, sewer, trash collection, snow removal, and grounds maintenance. Residents also enjoy access to a community pool and a playground, providing fantastic amenities right outside your door. Ideally located in the sought-after Fairway community, this home is close to shopping, dining, golf, and major transportation routes. Don't miss this wonderful opportunity to own a comfortable, move-in-ready townhouse with great amenities and a versatile floor plan!

172 Fairway Drive Unit #U172, Carmel

$750,000

3 Beds ⋅ 3 Baths ⋅ 1022214 MLS

Welcome to this beautifully maintained and thoughtfully updated single-family home in the heart of Carmel, offering 3 bedrooms, 3 full bathrooms, and an incredibly versatile layout designed to fit today's lifestyle. With breathtaking reservoir and mountain views, exceptional curb appeal, and countless upgrades, this one-of-a-kind home is truly unlike anything else on the market. The spacious primary suite is a private retreat featuring a luxurious ensuite bathroom with a jacuzzi tub, oversized double shower, dual-sink vanity, and two large walk-in closets. Step outside onto your private front balcony and enjoy peaceful reservoir and mountain views, the perfect place to enjoy your morning coffee or unwind at the end of the day. The main level also features a second bedroom, an additional full bathroom, and a separate kitchenette, providing outstanding flexibility for extended family, guests, or multi-generational living. The beautifully renovated eat-in kitchen serves as the heart of the home, complete with granite countertops, a large center island, double oven, coffee station, wine rack, oversized pull-out spice cabinet, and generous pantry. The open-concept dining area flows effortlessly into the kitchen, making entertaining a breeze. The welcoming living room, highlighted by an electric fireplace, creates a warm and inviting atmosphere, while the oversized family room provides exceptional space for gatherings of any size, offering endless possibilities for entertaining, relaxing, and everyday living. The second floor offers a private third bedroom, a full bathroom, and a large bonus room currently used as a playroom, making it an ideal retreat for guests, a home office, hobby room, or additional living space. The finished lower level adds even more versatility with a spacious recreation area, private office, utility room, abundant storage, and direct access to the attached one-car garage. Whether you envision a home gym, media room, workshop, or additional recreational space, this level offers endless possibilities. This meticulously cared-for home is loaded with premium features, including Anderson windows, hardwood floors, central air conditioning, central vacuum, radiant heated floors in two bathrooms, skylights, energy-efficient LED lighting, freshly painted interiors, refaced kitchen cabinetry, four-zone heating, a new above-ground Roth oil tank, and a whole-house automatic generator for year-round peace of mind. Step outside to enjoy the fully fenced backyard featuring a spacious deck with outdoor lighting, perfect for entertaining or simply relaxing while taking in the beautiful reservoir and mountain views. Additional highlights include an attached one-car garage, town water and sewer, and an unbeatable location just minutes from Carmel schools, Metro-North, shopping, restaurants, and convenient access to I-84 and I-684. Lovingly maintained and showcasing true pride of ownership throughout, this exceptional home combines timeless charm, modern updates, breathtaking views, and remarkable flexibility in one of Carmel's most desirable locations. Taxes do not reflect the basic STAR savings of $1,239.

12 Leeside Road, Carmel

$569,999

3 Beds ⋅ 2 Baths ⋅ 1021565 MLS

Welcome to this beautifully updated raised ranch, where modern style meets everyday comfort. From the moment you arrive, you'll appreciate the thoughtful upgrades and move-in-ready appeal throughout. The sun-filled main level features a renovated kitchen with contemporary finishes, ample cabinetry, and plenty of space for preparing meals and gathering with family and friends. The open, inviting living spaces create the perfect setting for both entertaining and relaxing with an above-ground pool and leveled backyard. Pool is recently filled and maintained with new liner. Offering three spacious bedrooms with the basement space being used as an extra master bedroom suite ideal for in-law! This home is filled with natural light and provides generous closet space for comfortable everyday living. The lower-level room is warm and welcoming—an ideal place to enjoy movie nights, create a playroom, home office, or fitness area, or simply unwind after a long day. Let your imagination go wild! Complete with an attached one-car garage and huge driveway that can easily accommodate over 10 cars, this exceptional home offers the perfect combination of comfort, functionality, and style. Don't miss the opportunity to make this beautiful home your own!

19 Saint Michaels Terrace, Carmel

$355,000

2 Beds ⋅ 2 Baths ⋅ 1017520 MLS

Welcome to 104 Drew Lane, a thoughtfully maintained two-bedroom, two-bathroom residence in Carmel offering 1,240 square feet of functional living space. Built in 1974, this home blends practical design with clean, neutral styling throughout. The floor plan maximizes livability with a generous 24-foot living room featuring built-in shelving and a fireplace that serves as a focal point. Large windows flood the space with natural light and provide outdoor views. The kitchen is equipped with light wood cabinetry, dark granite countertops, and modern appliances including a refrigerator, electric range, microwave, and dishwasher. A convenient breakfast bar with seating flows naturally into the dining area, creating an open feel for entertaining. Both bedrooms are well-proportioned with wall to wall carpeting and abundant natural light. The primary bedroom includes a walk-in closet and en-suite, while the additional bedroom offers flexible space for guests or a home office. Two full bathrooms feature glass-enclosed showers, vanities with integrated storage, and contemporary lighting. The in-unit washer and dryer—stacked and tucked neatly into a dedicated closet space—eliminate trips to a laundry facility and add genuine convenience. Window air conditioning units provide cooling throughout the property. Outside, the building is well-maintained with shingle roofing, balconies offering outdoor space, and a dedicated driveway for parking. The surrounding grounds feature manicured landscaping with mature trees and shrubs, creating a pleasant residential setting. The property sits in an established Carmel neighborhood with easy access to local amenities and commuter routes. This home presents solid bones, efficient systems, and a move-in-ready condition. It's an ideal choice for buyers seeking straightforward, dependable living without excess to maintain.

104 Drew Lane, Carmel

$599,900

3 Beds ⋅ 2 Baths ⋅ 1017141 MLS

Welcome to 53 Everett Road in Carmel! Beautifully updated and truly move-in ready, this spacious raised ranch seamlessly blends modern style, comfort, and functionality. The main level features three generously sized bedrooms, gleaming hardwood floors, a beautifully renovated kitchen complete with quality cabinetry, quartz countertops, and stainless steel appliances, along with a tastefully updated full bathroom. Bright, open living spaces create the perfect setting for both everyday living and effortless entertaining. The fully finished walkout lower level adds valuable living space and includes a full bathroom, offering endless possibilities for recreation, a home office, fitness area, guest accommodations, or other flexible uses. With its private walkout entrance, this level provides exceptional versatility to meet a variety of needs. Step outside to the oversized deck overlooking the backyard—an ideal setting for outdoor dining, entertaining, or simply relaxing and enjoying the peaceful surroundings. Additional highlights include an attached two-car garage, town water, town sewer, and thoughtful updates throughout. Conveniently located just minutes from shopping, restaurants, schools, parks, I-84, and the Metro-North railroad, this home combines a desirable location with move-in-ready convenience. Don’t miss the opportunity to own this beautifully maintained home offering flexible living space, modern updates, and exceptional value in the heart of Carmel.

53 Everett Road, Carmel

$334,900

1014212 MLS

Exceptional mixed-use investment opportunity in the heart of Downtown Carmel, Also for RENT $2,600 or first floor$1,600. This is offering outstanding visibility and a highly desirable location for both business and income-producing potential. This well-maintained commercial property provides flexible space across multiple levels, making it an ideal addition to an investor’s portfolio or a perfect opportunity for an owner-user seeking future growth. The first floor features a welcoming reception area, private office, large executive office, conference room, kitchen, and bathroom, creating a functional layout for a wide range of professional uses. The second floor offers three additional office spaces and a full bathroom, providing flexibility for multiple tenants, expanding operations, or additional workspace. A walk-up attic on the third floor offers valuable storage space, while the full basement provides even more storage capacity and houses a newer oil burner. Additional highlights include central air conditioning, strong street presence, and excellent exposure in one of Carmel’s most traveled commercial corridors. With its versatile layout, ample storage, and prime location, this property presents a compelling opportunity for investors seeking stable occupancy potential and long-term value appreciation. With variances could be 2 units. Price to sell!

72 Gleneida Avenue, Carmel

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Listings courtesy of OneKey® MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.